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A Payment A Day - Chapter 14

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  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    £5.42 to the nominated CC :)
    Looked up on line what the balance stands at on this particular CC and was amazed to see it at under £60:j It only seems a few months a go it as in the multiple £100's. By rounding down the bank account every day and claiming a PAD this has really made such a difference - dont miss the money although it can get a bit tight towards the end of the month but I certainly would not have reduced this debt b so much had I just paid a little bit over the minimum each month which was what I was doing before I discovered PADing:D[
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    £1.90 to my CC today, thanks

    That lovely little amount has taken me below the £3k mark, that was a nice bonus today :j

    Have a good day everyone :D


    Those little milestones feel great dont they!
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    Tuesday total an upward spiral of...........................
    £1431.57

    :j:D:D:D:D:D:D:D:j
    Some great PADS making such a difference.........keep 'em coming;)
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • sashanut
    sashanut Posts: 3,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Hi all:j

    Popping in to PAD £31.49 refund to cc plz Igamogam - tkyou!!!

    Welcome back GAP - tks for the virtual buffet:T:T:T
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • Good morning fellow PADders :)

    No bank ins or outs so just a little round £1 PAD to emergency fund today please Igamogam :T

    Welcome back girlatplay :hello:

    Have a super day everyone :D
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • lotti379
    lotti379 Posts: 787 Forumite
    £1.39 today thanks :D
    “Obstacles are those frightful things you see when you take your eyes off your goals.”

    NSD Challenge: August 2017 2/15
  • mandz1
    mandz1 Posts: 2,548 Forumite
    So far today a payment of £10.00
    Will see if i can get anymore done later
    PAD Maker
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Thank you for the lovely return welcomes :)

    maz1964 my number one tip to all is always "Join the PAD thread" :rotfl: Even although I have been MIA for a while I still direct people here! You are already on your way to faster debt freedom just by being here :D

    Gosh, I forgot how addictive this is. I wasn't planning to PAD every day as I don't really have the extra money every day but I have 4p in my purse so it will be going in a "side pot" for small change purely for the purposes of being able to PAD more often than originally anticipated. Afterall, that is how I got to where I am today. I will decide where it is to go when I have a little more than single figures!

    Oh how I have missed you lovely people.

    4p today please Igamogam ;)
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • Sassers
    Sassers Posts: 1,303 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    edited 20 June 2013 at 11:40AM
    I love this thread too - my siggy results are proof padding works! I get so inspired and although I may not be here everyday, I'm always telling people about it.

    Today I feel like making a pad tin so I can chuck coins into...

    Anyway, my pad to NRAM today is £100.
    Have a fab day peeps.
    Love and cwtches from Sassers xx

    PS: Using padding I've now paid off £31, 635.
    Current debt and mortgage: £25, 820.35 Debt/Mortgage at start: £92,598 (27/09/2010)
    DEBT FREE!
  • mandz1
    mandz1 Posts: 2,548 Forumite
    another £25 paid
    PAD Maker
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