Learner Driver Insurance

jackieblack

forgotmyname wrote: »

How long ago did you pass your test or whoever is going to teach them?

Things may have changed and you could be teaching them bad habits that could cost more for an instructor to get them out of.

As I posted previously, she will be having proper lessons, with a qualified driving instructor, hopefully 1 or 2 a week if she can fit them in. Driving our car will just be for extra practice in between lessons. I have no intention of trying to teach her myself, for various reasons.

JoolzS wrote: »

It's a long time since I learnt to drive, but I know that if my mum had wanted to put me on her insurance so that I could practice in her car, with her as an "instructor", I would have begged her to give me the money it cost for proper driving lessons!

So did you not have any driving practice between lessons then?

I have no intention of giving her the money for driving lessons, (even if I could afford to do so, which I can't, I wouldn't on principle). She has a part-time job and she wants to learn to drive so she will be paying for the lessons herself. I will be paying for the additional premium to insure her on my car so she can get extra practice between lessons and I may pay for her tests.



What I am actually loooking for advice on is the relative merits, or not, of learner driver insurance vs putting her on my policy.

We have the driving lessons sorted, thanks.

cabbage

Hi

Just been thru this with DD. she passed in feb. she was insured for her own car thru good girl insurance for about £800. When she passed they wanted another £2600 for the rest of the year. We were stung when we had to cancel the policy and only got back less than half the premium paid after only 2/3 months of driving.

After she passed I did all the comparison sites and individual insurers. I found that ikube offer a learner driver insurance that is guaranteed not to go up when they pass. Wish I'd known this!

In the end we went with ingenie.com.

Both Ikube and ingenie fit a black box. Ikube give you a month to do pass plus and you pay £100 a time if you drive after 11pm and b4 6am ? ( not sure of am time)

Although seems like a good idea my DD has friends who live 30 mins away which means leaving at say 10.15 pm to be on the safe side.

Because of this we went with ingenie as they have no restrictions on taking passplus and driving after 11 pm. She has an app on her phone that tells her how she is driving and she can get a refund of 10% of the policy for safe driving. The policy was £2900 for the year.

Ps prepare to have some sleepless nights when they go out at night in the dark and are late getting home. I've aged 10 years since feb

She's done pass plus but there was a delay getting on a course run by the local authority that gave her a £60 voucher towards the cost

jackieblack

Thanks, cabbage - it is a minefield isn't it!
She doesn't have her own car atm, and tbh probably won't have her own car for at least a year or so.
Whether we can afford to insure her to drive my car once she has passed her test is a bridge we'll have to cross when we get to it, at the moment I'm just trying to find the best way to cover her while she's learning so she can get extra practice between lessons

Can I ask how long it took your daughter to pass? How many lessons did she have?

forgotmyname

How can she learn if your not going to teach her?

She maybe making mistakes that need to be corrected before getting into a habit.

The drawback with a learner policy maybe if the fact you may not get a curtesy car whilst yours is being repaired.


When i passed my test the instructor said go and get a car now and learn to drive.
I quickly learned about understeer, oversteer and dont get a car with poor brakes.

jackieblack

forgotmyname wrote: »

How can she learn if your not going to teach her?

By having lessons with a qualified driving instructor.

forgotmyname wrote: »

The drawback with a learner policy maybe if the fact you may not get a curtesy car whilst yours is being repaired.

We've checked this, we would.