If somebody wants to pay over the odds for your house ....

makeyourdaddyproud

You really are one of the most bigoted, nasty people I see on these forums. How would you like to be judged on things totally outside your control? Didn't you say you lived in public sector housing at one time, that must make you one of "those" type of people too. Buying your own property wouldn't change the inherent person, well certainly didn't in your case.

money does have a point. LA area makes a big difference to prices in areas of not-so-high demand, even though not articulated well.

As much as many people don't like to admit it, LA areas are generally ones to be avoided at all costs if you can afford it.

Anyway, people characteristics should be reserved for entirely different thread.

nobodyspecial

makeyourdaddyproud wrote: »

money does have a point. LA area makes a big difference to prices in areas of not-so-high demand, even though not articulated well.

As much as many people don't like to admit it, LA areas are generally ones to be avoided at all costs if you can afford it.

Anyway, people characteristics should be reserved for entirely different thread.

Tell that to money, she makes sweeping assumptions about people based on the narrowest of criteria, which she then introduces as fact. Try being foreign ( also known as having anything other than white skin ) or any of her other prejudices, it makes for very uncomfortable reading of her posts.

makeyourdaddyproud

Ok, thanks for warning me.

Thrugelmir

If you are not in a hurry to sell then go fishing. You'll be able to tell by the interest shown whether it's priced at the right level.

moneyistooshorttomention

Though poster concerned is someone who has had several "personal goes" at me before now:cool: - so that warning needs putting in.

- nevertheless I apologise for not phrasing it more clearly - in that its some previous public sector housing areas that are priced in accordance with the behaviour of SOME of the people living there.

I do feel sorry for those who are on the receiving end of said behaviour, but not contributing to it themselves...and I was indeed in that position myself before now.

I was that person - decent, law-abiding, etc, etc - and living in an area where I was "on the receiving end" of other peoples behaviour and knowing that that was totally unfair and I wasn't happy about it at all. The public sector area I lived in at one point was a decent (indeed quite nice) area of itself and had been reasonable and downright community-minded and quite pleasant when I originally moved in. There were lots of plus points - and then the allocation criteria changed and so did some of the new tenants that came in and I could see the area was starting to get a name and some of the incidents happening there were downright worrying. I lived in a better bit of this area, but still managed to get a couple of incidents literally happening on my doorstep and that worried me enough. The time I packed my bags and ran was when there was a combination of jobs were starting to get more difficult to get in that era (not even getting interviews for jobs I would have expected to walk into) and it was pointed out to me by a couple of people that maybe I needed to put a different address on my application form, as perhaps I was missing out on interviews I should have had just because my address was starting to get "known" and, without them actually seeing me in person, the prospective employers had no way of knowing what I was like.

I ran at that point...as I could see I was possibly affected as well as being worried.

Since then - that area was at the "tipping point" at the time I ran and has since "tipped" and is pretty notorious now (probably the worst around here in fact). I still have friends there and all I could do to protect them was to deter someone who turned up to view as replacement tenant that I wasn't sure about and then reassure them that the one who actually did take on the place looked like a "decent young man" to me. I did feel guilty worrying whether I would be replaced by someone who was going to cause problems themselves, rather than being "glad of the community spirit/careful of the area" as I had been myself.

I was commenting purely and simply on the fact that this is one of the variable area factors that affect house prices - the same as lovely/green/quiet places often have a premium price.

sinbad182

And with that, yet another thread is made all about moneyistooshorttomention

Riggster

The answer to this is fairly easy.

If someone offers £270k and they have an 80% LTV mortgage, then they will be borrowing £216k and putting £54k equity in. If the mortgage valuation is only for £250k then the mortgage company will only lend £200k and if they haven't got an additiaonal £16k then they either only pay £250k for the property, get a different mortage or walk away.

Anyhow, a house priced at £270k is basically not going to sell for more than £250k because of the stamp duty threshold.

monty-doggy

Omg money who gives a crap??? Just try being nice!

nobodyspecial

moneyistooshorttomention wrote: »

Though poster concerned is someone who has had several "personal goes" at me before now:cool: - so that warning needs putting in.




Since then - that area was at the "tipping point" at the time I ran and has since "tipped" and is pretty notorious now (probably the worst around here in fact). I still have friends there and all I could do to protect them was to deter someone who turned up to view as replacement tenant that I wasn't sure about and then reassure them that the one who actually did take on the place looked like a "decent young man" to me. I did feel guilty worrying whether I would be replaced by someone who was going to cause problems themselves, rather than being "glad of the community spirit/careful of the area" as I had been myself.

Perhaps you can quote when I have had several personal goes at you. Hope you aren't mistakenly including any disagreements we may have had in your other identities, starting with ceridwen.

As for this second part, it doesn't quite 100 % gel with this recent post

moneyistooshorttomention wrote: »

When I had public sector housing many years ago the previous occupant had to let would-be tenants come and have a look and she duly showed me round okay.

When I subsequently moved on and bought my own place I was told that I, in turn, would have to let prospective tenants view the place whilst I was serving out my notice period. I accepted this and showed the place to someone and seem to recall that they decided to have it on the spot and I didn't have to have any further people in looking. I took the chance to show the prospective tenant round myself and negotiated a price with him to leave various additional "beneficial bits" I had added to the place. He couldnt afford to buy my carpet off me unfortunately - so I took that up and brought it with me to do a "make do and mend" job in a room in my house to start with. He did, however, want some shelves and stuff I had put up - so I was able to get a bit of payment for them.

makeyourdaddyproud

Other identities? Do you mean a sock puppet type of ID?

That's worrying.