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Additional credit card holders
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Chrisandsarahs
Posts: 39 Forumite
in Credit cards
Hi all.
Quick question for all of you. I have a santander 123 credit card which I use for everything I can get cash back on, and clear it every month. I've seen on here that this is a good way to build a good credit history. My misses doesn't have the best credit history, so I thought that if I got her on my account as an additional card holder, would this help to build her history?
Quick question for all of you. I have a santander 123 credit card which I use for everything I can get cash back on, and clear it every month. I've seen on here that this is a good way to build a good credit history. My misses doesn't have the best credit history, so I thought that if I got her on my account as an additional card holder, would this help to build her history?
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I dont think so as YOU are still responsible for making the payments not her
she needs a credit building card like one of the capital ones high apr...just repay in full every month0 -
Good point. Thanks for the quick reply.0
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