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Tenant credit checks - problem....
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lowely
Posts: 34 Forumite
Dear All,
I was hoping someone might be able to help. I was made bankrupt 6 years ago (2007). I am now looking to rent with my wife and our 16 month old daughter but I am concerned about the tenant credit check. I have checked my credit file and there are no court records or defaults but I am concerned that they will find out somewhere else. Do you think it is likely that I will pass the credit checks?
Cheers,
Lowely.
I was hoping someone might be able to help. I was made bankrupt 6 years ago (2007). I am now looking to rent with my wife and our 16 month old daughter but I am concerned about the tenant credit check. I have checked my credit file and there are no court records or defaults but I am concerned that they will find out somewhere else. Do you think it is likely that I will pass the credit checks?
Cheers,
Lowely.
0
Comments
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I had this problem too.
I was upfront with them as soon as they suggested a credit check. I also said we would be prepared to use a guarantor for our rent, which we did use. This worked and we have been at the same place for over 3 years. No guarantor is needed now. :-)
Andy0 -
Hi Andy,
Cheers for the info.
The things is, I know the bankruptcy is not on my credit files so would it be OK? I don't have access to a guarantor unfortunately....
Cheers,
Lowely0 -
I don't know.
Maybe you should get a credit report and maybe also ask Citizens Advice. (or maybe someone here can answer better)0
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