Dept collection help

gb12345

masm50 wrote: »

@PaddyRG - The website (more of a web service really, thus the price) was built for an individual looking to build it into a company.

@YEOVILGOM - Thanks - PM'ed

Who is your CCJ against? The individual or a company?

If it is not a Ltd company the YEOVILGOM probably won't be able to get any info on his credit worthyness.

On the plus side if it is an individual, he can't just disolve the company to avoid paying.

Wywth

masm50 wrote: »

Thanks for all the advice everyone!

@Buzby - Is there some way I can check? ..

You really should have checked that before spending your hard earned cash on court fees. Lesson learned for the future

But if you are convinced the defendant can pay, follow the advice given in the link provided by paddyrg as early as post#2

Also be careful of defendants who don't respond at all to a court summons. Some "professional defendants" will let you rack up costs and then get the judgement by default set aside and go on to successfully defend your claim (which may even result in you having to pay the defendant reasonable expenses)

YEOVILGOM

Brassedoff wrote: »

Do not go down the route of winding the company up, not unless you have the £5,000 to do it!!! And even if you thought of doing that, you still may not get your money back if they have other creditors.

Dont agree with this at all - I have used winding up petitions on many occasions to get payment for clients

However, in this case it is an individual who owes the money (thanks to the OP for the PM) and therefore I would go with the remainder of Brassedoff's advice and get the HCEO there asap

masm50

Wywth wrote: »

You really should have checked that before spending your hard earned cash on court fees. Lesson learned for the future

Is there some way you can check this before agreeing to a contract and doing the work? This could be really useful in the future!

Thanks again for all you help guys - HCEO looks like the option for me.

gb12345

masm50 wrote: »

Is there some way you can check this before agreeing to a contract and doing the work? This could be really useful in the future!

Thanks again for all you help guys - HCEO looks like the option for me.

If you're dealing with a Limited company then you can use a site like duedil.com to get a feel for the company's finances.

For an individual - it is more difficult as there is no record of peoples financial situation that you can access. Although there is a way of checking for CCJs (can't remember the details though), which would at least sho whether they have a habit of not paying people.

The best thing to do though is to do work in stages and get a payment for each stage (in much the same way a builder on a major job would).

Wywth

masm50 wrote: »

Is there some way you can check this before agreeing to a contract and doing the work? This could be really useful in the future!....

Yes, lots of ways.

e.g. seek references from other trade creditors of them, get them to allow you to check with their bank, obtain employers references, etc., etc. and check they have no other CCJs

If in any doubt, insist on the cash up front

YEOVILGOM

gb12345 wrote: »

Although there is a way of checking for CCJs (can't remember the details though), which would at least sho whether they have a habit of not paying people.
.

That would be here http://www.trustonline.org.uk/

Cost of £4 a time though

masm50

YEOVILGOM wrote: »

That would be here http://www.trustonline.org.uk/

Cost of £4 a time though

No CCJs against him (apart from me now), so that's good at least.

He was referred by another (very good) client, and I did get 25% upfront, but it looks like sometimes people are just !!!!!!. Looks like I should probably up that 25% and/or get paid in phases.

Thanks for all you help again guys!