Don't EVER notify your car insurance of an 'incident' if you don;t intend to claim!!!

samuela66

fimonkey wrote: »

If you read your car insurance policy it says you have to notify them of any incident that may lead to a claim.

Last year a garage roof fell on my car during the storms. Superficial damage only (scratches) but I dutifully told my insurance company, but stated at the time I DID NOT WANT TO MAKE A CLAIM!

Now I've come to renew my policy and have been charged an extra £80 becuase I have a 'no fault no payout claim' recorded against me!!!

Ludicrous or what? After talking to the monkeys and numpty's who work for private car insurance, I'm told a 'claim' is the word they use for 'incident' or 'notification' and the main point is that it says it was not my fault and no payout. BUT the main point to me is that because I was honest, I've been charged an extra £80 and this stays n my record for the next 5 years!!!!

WAKE UP INSURANCE COMPANIES!!!

This happened to me with my house insurance, some slates blew off years ago in a storm, I got a quote and called the insurance company (cant remember who now) and the guy on the end of the phone said well its not worth you claiming really you have to pay the first hundred blah blah and you'll lose your no claims, when I got my renewal quote it had gone up by quite a lot and when I called and asked why the response was "you made a claim" mine " No I didn't", and then they spouted off the same cr*p as yours did, needless to say I cancelled my policy and told them they could keep it. I was furious, and they wonder why there are some dishonest people out there.