Bank says I owe them £500

le_loup

joew5421 wrote: »

I need to sit down and look through all the old statements before I'm sure the money stayed in my other account.

Wow!
I would have thought this was the FIRST thing you would have done.

joew5421

le_loup wrote: »

Wow!
I would have thought this was the FIRST thing you would have done.

Like I mentioned, I only heard from the bank yesterday. The accounts have both been closed so I didn't have the statements to hand because they're filed away.

Bearing in mind the bank took 9 months to get in touch with me, I think I can take more than 24 hours to reply to them!

Hooloovoo

joew5421 wrote: »

Hopefully they'll be reasonable and accept payment in instalments - can't just hand £500 over!

Ah, look, another person who doesn't have enough money to be able to pay back the £500 they owe in one go.

And yet at the same time has so much money they simply don't notice when they've got an extra £500 floating around.

le_loup

joew5421 wrote: »

Like I mentioned, I only heard from the bank yesterday. The accounts have both been closed so I didn't have the statements to hand because they're filed away.

Bearing in mind the bank took 9 months to get in touch with me, I think I can take more than 24 hours to reply to them!

But you have the time to get in touch with a group of strangers who don't know the answer because you don't even know the question.

joew5421

le_loup wrote: »

But you have the time to get in touch with a group of strangers who don't know the answer because you don't even know the question.

I got the info from my bank while I was at work. Seeing as I couldn't conjure up my bank statements and then sit around going through them in the office, I took a couple of minutes to write a brief post here.

These forums are designed to discuss such things with like minded people who are interested. Those who aren't interested don't have to get involved. Those 'strangers' you mentioned actually did answer my questions and I thanked them.

If you don't have anything useful to say then don't bother.

joew5421

Hooloovoo wrote: »

Ah, look, another person who doesn't have enough money to be able to pay back the £500 they owe in one go.

And yet at the same time has so much money they simply don't notice when they've got an extra £500 floating around.

There's no need to be like that, and I certainly didn't say I have 'so much money' that I don't care about £500.

People's circumstances change. At the time I was buying my first house and moving savings to pay the deposit and solicitors. That was planned and very different.

Hooloovoo

joew5421 wrote: »

People's circumstances change. At the time I was buying my first house and moving savings to pay the deposit and solicitors. That was planned and very different.

All the more reason, I would have thought, to have been completely on top of exactly how much money you had, where it had come from, and where it had gone.

But each to their own.

joew5421

Hooloovoo wrote: »

All the more reason, I would have thought, to have been completely on top of exactly how much money you had, where it had come from, and where it had gone.

But each to their own.

If everything was that simple there would be no need for a site like this.

thatsean

If you'd discovered an error that you'd made 9 months ago for £500 and believed that the bank should rightly repay you, would you let it drop?

If you can't afford to repay in one go, I'm sure they allow you to repay in instalments, but this isn't Monopoly I'm afraid...

shortcrust

Funny how £500 is a big enough amount to notice when it has to be paid back, but not big enough to notice when it gets paid in! Seems to be quite a common phenomenon around here.