Cant get a basic bank account

lee2013

Can someone help me, im finding it very difficult to get even a basic bank acc, i been lodging for several years with friends so never had a credit file so basically no credit i have finally settled down with my partner living in a house for 12 months now, for some unknown reason i have a mobile contract (took out 2 months ago) but still cant get an account i have tried several RBS, Natwest, yorkshire, but they have turned me down for the very basic they say they cant find me when they do a search, i have managed get a ''thinkbanking'' account with prepaid mastercard but this does not record on a credit file therfore i can not build a credit file

CKhalvashi

Are you on the electoral roll?

This would be the only reason you can't be found.

CK

HaleyP

Are you on the electoral role at your new address?

lee2013

hi
No im not 0n elecroll roll as of yet but i have a mobile phone contract so how do i get on this ER

Meadows

lee2013 wrote: »

hi
No im not 0n elecroll roll as of yet but i have a mobile phone contract so how do i get on this ER

http://www.electoralcommission.org.uk/voter-registration

kirkbyinfurnesslad_2

Simply go to a building Society. Derbyshire/ Yorkshire are goof options , take your I'd with you and they will open one there and then for you

poledancer49

I thought everyone had the right to have a basic bank account? Must be the ER thing?

kirkbyinfurnesslad_2

poledancer49 wrote: »

I thought everyone had the right to have a basic bank account? Must be the ER thing?

No.

No one has "any right" to a bank account

leeroy2009

if you have dl or passport try NatWest (online application), on there real current accounts they are up and running within 1 working day if you have a passport or driver liecense, this may be the case for the basic accounts too.

susannicola

my 22 year old grandson has just opened a Santander basic account as he only had a post office one for his job seekers allowance and now he has a job and needed a bank account for his wages, he only took his ID and it was opened at once, hope this helps.