insurance co box in car

Lum

The other issue I have against them is that heavy braking counts against you, so some plonker turning right from the left hand lane of a DC or roundabout ends up costing you money, as do many other situations where an emergency stop is entirely appropriate.

neil_999

Oh dear - the big brother state. When my kids are driving all cars will have these and you'll get automatically issued with 3pts when you drive past a school at 21mph at 3am...if they let you out that late.

Tell them to shove their spying box before we all get chips in our head to monitor our thoughts!

Richard53

Lum wrote: »

The other issue I have against them is that heavy braking counts against you, so some plonker turning right from the left hand lane of a DC or roundabout ends up costing you money, as do many other situations where an emergency stop is entirely appropriate.

The kind of driver who is forever doing emergency stops because of other people's errors might be viewed as a higher risk because he/she demonstrates lack of anticipation and road sense.

I imagine they would allow one or two per year, for genuine emergency situations, but if someone is braking heavily as a matter of routine, he/she is probably not a very skilled driver.

im-lost

neil_999 wrote: »

Oh dear - the big brother state. When my kids are driving all cars will have these and you'll get automatically issued with 3pts when you drive past a school at 21mph at 3am...if they let you out that late.

Tell them to shove their spying box before we all get chips in our head to monitor our thoughts!

It's a slippery slope, I can't think of any reason why one of these boxes would be of any benefit to a user, you're basically saying monitor my every move, and use the data against me if I should be unfortunate enough to have an accident.

Now if you got say a 50% discount, I could see the appeal, but to save a few quid here and there, no chance.

Not for me I'm afraid, we are already monitored enough...

*tinfoil hats at the ready*

Cava

Not all of these telematic insurance companies penalise for bad driving. I'd look out for the ones that reward good driving and ones that are based on mileage used.

Lum

The ones that reward good driving tend to start with sky-high base quotes.

In my case Zenith wanted £890 for the policy with the box, and with rewards for good driving vs £350 for the policy with no box.

I think it should be pretty obvious which one I went for.

atrixblue.-MFR-.

Lum wrote: »

The ones that reward good driving tend to start with sky-high base quotes.

In my case Zenith wanted £890 for the policy with the box, and with rewards for good driving vs £350 for the policy with no box.

I think it should be pretty obvious which one I went for.

i cant remeber the insurer but one stated that if the policy was cancelled then you had to pay for the box plus fitting plus activation fee's aswell, aswell as having to pay for the box removal.

and some roll the above into the policy price, some boxes have conditions that you are to pay extra per driving in peak conditions wich could be as much as £100 per violation and emergency's are not taken into account youll still be charged set by the insurers, this part of the insurance tracker boxes is pretty much unregulated in terms of charges and conditions.

i too would stear clear.

Lum

Plus it means you have some twonk from an "insurance approved" fitter, messing about with your car electrics and probably installing the box in a really irritating place behind your dashboard.

Nobody touches my car wiring except me and my GF.

gazfocus

Take a look at Insure The Box. My wife is 21 and passed her test a month ago. We managed to get her insurance down to just over £900 with Insure The Box (with me as a named driver). The main difference with Insure The Box is that they don't enforce penalties if your daughters do go over the speed limit or if they're out after a certain time. They instead reward for good driving with bonus miles.

However, if you have your own car and are thinking about insurance an additional car for your daughters use, I would strongly recommend putting it in your daughters name so she gets the no claims, etc.