Eligable Checker.. Is it usualy right

CashStrappedTeen89

Just noticed my 0% on purchases ends with M&S on the 3rd of June :shocked: i still have about £1000 to pay off from the card so need one that accepts a balance transfer, the best one i've seen is the Lloyds TSB one 15 months on purchases with 1% fee.

First question is there any better at the moment that fit my needs, the second is i used the eligable checker and it said i would likely not get the CC. I've never been refused a CC and always make payments on time i do have a current account with lloyds so thought i'd be fine.

Buzby

Who knows? But they are not likely to say there will be a rejection and not foillow through! Your check may well have thrown up that you are over-extended (so called 'grey' data) than anything untoward.

Previously local branches could override scoring systems for known customers but those days are long gone!

jonesMUFCforever

CashStrappedTeen89 wrote: »

Just noticed my 0% on purchases ends with M&S on the 3rd of June :shocked: i still have about £1000 to pay off from the card so need one that accepts a balance transfer, the best one i've seen is the Lloyds TSB one 15 months on purchases with 1% fee.

First question is there any better at the moment that fit my needs, the second is i used the eligable checker and it said i would likely not get the CC. I've never been refused a CC and always make payments on time i do have a current account with lloyds so thought i'd be fine.

Does a credit card offer appear on your Internet banking page?
That would give you a decent clue.

CashStrappedTeen89

jonesMUFCforever wrote: »

Does a credit card offer appear on your Internet banking page?
That would give you a decent clue.

Yeah they do on both current accounts (just finished opening one so going to start closing the other). I'll have to try and see.