is this normal for contents insurance claim?

farmerboy

Sponge wrote: »

It's a great system, isn't it? You pay to insure goods against damage, loss, theft, etc, but try not to/are scared to claim because it's too expensive to do so. Makes me wonder if it's worth it at all. (Barring major claims like your house burning down.)

I agree to a point, it depends what you are claiming for though. In my example my uncle was claiming for a portable telly worth around £180, the excess was £50 and they said it would increase his premium by around £150. Had that been the main telly worth around £500 it would have been worth while as the excess and increase would still be the same regardless of the claim value. Its the same with all insurances really.

darren28

i paid £2800 for my tv i know it wont cost that to replace it now but i just cannot afford to go out and buy a new one