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Lloyds TSB Online Application Query

Hey folks,

JUst applied for the balance transfer Lloyds TSB credit card mentioned on the MSE email this week.

The eligibility check on MSE suggested I had a 70% chance of getting the card. Did the app on the Lloyds site and it seemed to suggest I was accepted... I think...

I had to tick a box to agree to the credit agreement, and I had to fill in Direct Debit details & the card details I wanted to transfer a balacne from.

But then it said they'd let me know within 4 working days as to their decision.

Anyone know what this means? I thought it was a instant decision on their cards?

Cheers,
Steve

Comments

  • bengalknights
    bengalknights Posts: 5,022 Forumite
    Part of the Furniture 1,000 Posts
    Probably referred for manual check
  • Arachne_2
    Arachne_2 Posts: 411 Forumite
    ^ Agreed. Happened to me when I applied one Sunday night, in less than a week, the card showed up on my online banking, and shortly thereafter I got the card etc.
  • MoneySaverLog
    MoneySaverLog Posts: 3,232 Forumite
    Do you have online banking with them if you're accepted it would usually show up on there in a day or two. If not why not give them a call and ask?
This discussion has been closed.
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