Lloyds TSB Online Application Query

stek2008

Hey folks,

JUst applied for the balance transfer Lloyds TSB credit card mentioned on the MSE email this week.

The eligibility check on MSE suggested I had a 70% chance of getting the card. Did the app on the Lloyds site and it seemed to suggest I was accepted... I think...

I had to tick a box to agree to the credit agreement, and I had to fill in Direct Debit details & the card details I wanted to transfer a balacne from.

But then it said they'd let me know within 4 working days as to their decision.

Anyone know what this means? I thought it was a instant decision on their cards?

Cheers,
Steve

bengalknights

Probably referred for manual check

Arachne_2

^ Agreed. Happened to me when I applied one Sunday night, in less than a week, the card showed up on my online banking, and shortly thereafter I got the card etc.

MoneySaverLog

Do you have online banking with them if you're accepted it would usually show up on there in a day or two. If not why not give them a call and ask?