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Credit card advice please.

jafsie
jafsie Posts: 266 Forumite
I have never had one, don't believe in credit, however for an expensive holiday I have taken one out just for the security it gives.

Simple question if I use it on the 1st of the month (say June) when is payment due.

Thats all thanks

Comments

  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    jafsie wrote: »
    Simple question if I use it on the 1st of the month (say June) when is payment due.
    Simple answer...

    when the statement says it's due!

    Slightly less simple answer...

    x days after the statement is produced, where x = number of interest free days - 31, ie if your card has 56 days interest free credit then the payment is due by the 25th day after the statement date (because 56 - 31 = 25).

    So, when is your statement date?
  • jafsie
    jafsie Posts: 266 Forumite
    I don't know I've never had one, just got card last month
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    jafsie wrote: »
    I don't know I've never had one, just got card last month
    If you ask them they'll tell you your statement date.

    How many days interest free credit on purchases does your card offer? Which card is it?
This discussion has been closed.
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