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NSI index-linked savings - maturity options
Comments
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redbuzzard wrote: »In fact, thinking about it, I might be a buyer at RPI minus 0.15% too
A negative rate wouldn't look too good but every chance future offers could track CPI rather than RPI - so another reason to convert 3 year certs on maturity to 5 year with the option of coming out after 3 for just a small penalty.0 -
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You now lose 90 days interest and the current year's RPI.0
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Nicholas-bloody-Parsons wrote: »Yes. I just split my NS&I reinvestment into two, half in the 3 and half in the 5 year and got them to send me the loose change back.
For this very reason. If i needed some money back (for say an emergency) then there would be less of a penalty to pay.:T
How lucky you are: some months ago I phoned to ask how I could instruct that and was told that it was forbidden. How did you manage to do it?Free the dunston one next time too.0 -
Many thanks for the replies :beer:
I've decided to take your advice and let it roll over for another 3 yearsNo longer trainee
Retired in 2012 (54)
State pension due 2024 (66)0 -
How lucky you are: some months ago I phoned to ask how I could instruct that and was told that it was forbidden. How did you manage to do it?
Just filled out the form! (and then crossed my fingers).
It did take some weeks to come back, but it worked !
FWIW. I scan all the forms I fill out for future reference0 -
I'll try that next time.
Thanks.Free the dunston one next time too.0
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