Equifax -Linked addresses

shireknight

My old address is linked to my current address on my Equifax report yet I can't find an option to do a credit search on my old address to see what's still recorded against it, is it possible to do a search on my old address or do I have to create a new Equifax account and pretend I still live there in order to do one?

I'll just point out that I moved in 2004 so I suppose in theory there should be no information about me still listed at that address but I got into a huge financial mess at that house and it still worries me that it's linked and I can't help wondering what people doing a search on it can see.

Cameron1590_2

Hi buddy,

Its not logged against your old address it is against you personally so wherever you go your credit history goes with you.

YorkshireBoy

shireknight wrote: »

...do I have to create a new Equifax account and pretend I still live there in order to do one?

Don't even think about it!

I can't help wondering what people doing a search on it can see.

As above, people have credit histories...not properties.

shireknight

Cameron1590 wrote: »

Hi buddy,

Its not logged against your old address it is against you personally so wherever you go your credit history goes with you.

YorkshireBoy wrote: »

Don't even think about it!As above, people have credit histories...not properties.

Oh so people doing a credit check really can only see the same stuff I can see? Thanks I never realised that, that makes me feel so much better :beer:

YorkshireBoy

shireknight wrote: »

Oh so people doing a credit check really can only see the same stuff I can see?

They will see even less than you can see.

For example, they can't see 'who' you have/have had accounts with as the lender's name isn't shown on the copy they get to see.

shireknight

YorkshireBoy wrote: »

They will see even less than you can see.

For example, they can't see 'who' you have/have had accounts with as the lender's name isn't shown on the copy they get to see.

Oh, you know where you hover over your credit card payment history and it tells you your balance and how much you paid each month -can they see that?

YorkshireBoy

shireknight wrote: »

Oh, you know where you hover over your credit card payment history and it tells you your balance and how much you paid each month -can they see that?

Yes, if they also send the same information about their customers, ie they only get out what they put in (the so-called 'principles of reciprocity').

shireknight

YorkshireBoy wrote: »

Yes, if they also send the same information about their customers, ie they only get out what they put in (the so-called 'principles of reciprocity').

Oh that's a pity, oh well not to worry, thanks again.:)

happy_bunny_2

Any accounts linked to your old address will show up. Mine has a few settled accounts at my previous address.

As said, when you change your address with a company, they report that to the CRA thus creating a linked address.