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Aquacard Any Experience??
RuFFCuT_RetRo
Posts: 19 Forumite
in Credit cards
Hey,
I keep getting letters and emails sent to me regarding the Aquacard, I already have a Vanquis card (I think Aquacard has a lower APR?) - does anyone have any experience with Aquacard?
Info I would really like is:
Do they have UK call centres?
Are they responsive?
The 39% APR on their homepage, is that what you actually get? If not what is your APR?
I'm considering moving from Vanquis to Aquacard (I don't want two) - but if Vanquis is better then there's no point.
Cheers guys
I keep getting letters and emails sent to me regarding the Aquacard, I already have a Vanquis card (I think Aquacard has a lower APR?) - does anyone have any experience with Aquacard?
Info I would really like is:
Do they have UK call centres?
Are they responsive?
The 39% APR on their homepage, is that what you actually get? If not what is your APR?
I'm considering moving from Vanquis to Aquacard (I don't want two) - but if Vanquis is better then there's no point.
Cheers guys
A bank is a place that will lend you money if you can prove that you don't need it. :mad:
0
Comments
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Aqua arguably have better customer services (run out of HBoS) and tend to have lower rates.
You may get higher or lower than the headline rate.0 -
A friend gave his up !0
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I have a Vanquis (APR 34.9%) and just registered my Aqua advance card today (39.9% APR), although the Aqua card does drop 5% per year for 3 years but I would've preferred for the APR to be set at 34.9 so it drops to 19.9% after the 3 years
Oh well. You should actually keep both cards. Your Vanquis will show stability as its been opened longer.
JCG
xx:smileyheaMarried on 20/07/2012! :smileyhea
:DBought my new car 11/08/12:D:cool: Save £12k In 2013 Num 009! £5502/£5000 :cool:
Save £12k in 2014 Num 22! £2131/£3000
Emergency Fund £00 -
Ive had an Aqua a few months now, only have positive things to say about their customer service.
One thing is their online service is a little behind the times, but still useable.0 -
I have an Aqua Reward card based on the no load for overseas purchases and 3% cashback. No complaints re service as haven't needed to call them. Website is slow and clunky but perfectly functional.
My APR is 34.9% but its academic as it is cleared in full each month.Don't lie, thieve, cheat or steal. The Government do not like the competition.
The Lord Giveth and the Government Taketh Away.
I'm sorry, I don't apologise. That's just the way I am. Homer (Simpson)0 -
Decent card TBH better than Vanquis i think but thats my opinion.0
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