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Has anyone ever successfully claimed ppi back from Aqua Credit Card?

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My ppi complaint with Aqua was registered last week. I am reclaiming based on when I applied it I was advised that despite having full sick pay and full redundancy I would need it. When all the paperwork arrived I read through it and again realized I didn't need it, so, attempted to cancel it. I was then advised that I couldn't cancel it.
I know the complaint can take up to 8 weeks but just wondered if anyone had any success stories?

Comments

  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    What you were told isn't provable.

    It is probably in your terms and conditions the terms for cancellation which you would have agreed to.
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • amersall
    amersall Posts: 17,035 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    PPI on a credit card can be cancelled immediately, it is loans that are Single Premium that cannot be cancelled after the cooling off period as the loan term and APR change.

    Banks are very clever at telling you this cannot be cancelled when it can.
  • filibear
    filibear Posts: 21 Forumite
    That's what I thought amersall. However they wouldn't cancel it. McKneff I apologise for my ignorance I'm new to this but surely most claims are "he said/she said"
  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    filibear wrote: »
    surely most claims are "he said/she said"
    It's certainly true that most unsuccessful claims are "he said/she said".
This discussion has been closed.
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