Cash advance?

212

I have to pay a several thousand pound deposit for a house (no guarantor). I've got 1 card @ 0% for 15 months, then another with a several thousand limit. The payment is going to an estate agency - is there any way they can tell the c/card company it's 'cash'? Or is the merchant identifier the same for every transaction? I know a normal EA payment (smaller deposit/fees etc) would go through as a purchase, just not sure about such a large amount!

I ask because if it goes through as cash, the cash limits are 50% of the credit limit so it'll get declined (and I'll be charged 20%+ more interest than I'm expecting on what does go through).

[Deleted User]

Will they actually accept a card payment?

LuSiVe

And if they do, will they pass on their cost to you ... ~2% ?

212

2.5% I think they said. They accepted it for the registration fee - need to check if they will for the deposit.