You can choose how to make the challenge work for you. I think initially the challenge was just for miscellaneous items that we 'waste' money on, but I include any expected spends for the week, including petrol, and a weekly budget for groceries. I then have an amount for misc spends such as meals out, nights out etc and try and stay below this.
I work out at the beginning of the week what I have planned and roughly how much I am happy spending on these things then set my budget.
I think its just useful to gain an understanding of where money is spent without realising it. The odd magazine, choccie bar etc, although you obviously still need a life too.
I left for Bristol on Thursday and didn't get back till this morning. I have been sticking to my £10 for the week as usual even though I haven't been on here to post. So far this week I've not spent any money yet so far so good ;o) I'm going out for a drink with a friend on Friday so am saving up my £10 for that
Hope you're all having a fantastic week!
Cheers
Casper
xx
LBM Feb 09[STRIKE] £64 427.32[/STRIKE] £13 700.59! Sub £15 000! DFD July 2018 GC 01Dec ~ 30Dec £40.00 SSF £00.00 NSD 00/20WSC (08~14) £13.59 SSF £00.00DFW Nerd 319 Proud To Be Dealing With My Debts! "Captain Jack Harkness! When will you learn that you can't solve every problem by shagging it?!"
Well I had quite a spendy day yesterday, taking me straight into the red. :eek:
Sunday - £10.70 groceries
Monday - £1.20 car park, £7.78 lunch. £11.97 thank you cards. £55.91 clothes. (Going to a funeral on Friday and have nothing to wear and nothing to nurse the little man in, I'll end up flashing someone if I wear the clothes I already have. ) although this was taken from diff budget, I am stil including it here.
Tuesday - NSD :j
Just checking in to say I've managed not to spend anything so far this week :j :j
Planned spend on Thursday as I'm travelling for work so will get petrol on the way back from the train station....that will soon eat into my £50 budget for the week
Welcome CountingPennies :wave:. I started just counting misc spends but now include petrol and groceries to try and keep me on track. I usually (!) manage to stay green so I think it's working
Argh. Life is getting in the way of my finances at the moment. New job, trying to find a new flat, T4 Cima exam tomorrow, and a three hour a day commute until I find new flat is completely overwhelming. Think I tried to tackle too much at one time.
On the plus side, I have spent nothing as I am too busy. Will be back in the thread proper next week as I find it really useful.
Replies
You can choose how to make the challenge work for you. I think initially the challenge was just for miscellaneous items that we 'waste' money on, but I include any expected spends for the week, including petrol, and a weekly budget for groceries. I then have an amount for misc spends such as meals out, nights out etc and try and stay below this.
I work out at the beginning of the week what I have planned and roughly how much I am happy spending on these things then set my budget.
I think its just useful to gain an understanding of where money is spent without realising it. The odd magazine, choccie bar etc, although you obviously still need a life too.
Good luck with your budget.
Debt: £11850
Sun - £5.29 (wine & lemon)
Mon - £3.43 (lunch)
Total - £8.72/£40
Goal 1 - Prudent reserve - £2,500/£10,000 (25%) - represents some security
Goal 2- New hearth - £50/£2,000 (2.5%)
Goal 3 - New to me car - £0/£8,000 (0%)
Goal 4 - Rewire house - £0/£4,000 (0%)
Congratulations ETO, that's amazing news!
I left for Bristol on Thursday and didn't get back till this morning. I have been sticking to my £10 for the week as usual even though I haven't been on here to post. So far this week I've not spent any money yet so far so good ;o) I'm going out for a drink with a friend on Friday so am saving up my £10 for that
Hope you're all having a fantastic week!
Cheers
Casper
xx
DFD July 2018
GC 01Dec ~ 30Dec £40.00 SSF £00.00
NSD 00/20 WSC (08~14) £13.59 SSF £00.00 DFW Nerd 319 Proud To Be Dealing With My Debts!
"Captain Jack Harkness! When will you learn that you can't solve every problem by shagging it?!"
I bought a chocolate twist from M&S and 2 bottles of diet Pepsi and some paracetamol from boots.
Total spent £3.09/£50.
32b3
SPC10 #125 - £851.81
SPC 11 #7 - £968.46
SPC 12 #7 - £2682.90
SPC 13 #7 - £4829.85
SPC 14 #7 -
£14.20/£100
Have i done that right?? Lol
Grocery challenge 2017 JAN: £5.56/£350
And yes that's correct CountingPennies.
Well I had quite a spendy day yesterday, taking me straight into the red. :eek:
Sunday - £10.70 groceries
Monday - £1.20 car park, £7.78 lunch. £11.97 thank you cards. £55.91 clothes. (Going to a funeral on Friday and have nothing to wear and nothing to nurse the little man in, I'll end up flashing someone if I wear the clothes I already have.
Tuesday - NSD :j
Total - £31.65/ £75 (+ £55.91)
Debt: £11850
Sun - £5.29 (wine & lemon)
Mon - £3.43 (lunch)
Tues - NSD
Total - £8.72/£40
Goal 1 - Prudent reserve - £2,500/£10,000 (25%) - represents some security
Goal 2- New hearth - £50/£2,000 (2.5%)
Goal 3 - New to me car - £0/£8,000 (0%)
Goal 4 - Rewire house - £0/£4,000 (0%)
today I spent £1 on water, £1.90 on diet pepsi, £4.30 on lunch in M&S and then £12 in asda.
£22.29/£50
Hope everyone is OK
32b3
SPC10 #125 - £851.81
SPC 11 #7 - £968.46
SPC 12 #7 - £2682.90
SPC 13 #7 - £4829.85
SPC 14 #7 -
Planned spend on Thursday as I'm travelling for work so will get petrol on the way back from the train station....that will soon eat into my £50 budget for the week
Welcome CountingPennies :wave:. I started just counting misc spends but now include petrol and groceries to try and keep me on track. I usually (!) manage to stay green so I think it's working
Good luck :A
On the plus side, I have spent nothing as I am too busy. Will be back in the thread proper next week as I find it really useful.
Hope everyone else is having a good week. X