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Is it possible to change payment dates for CC's?

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Hi all,

I usually have my bills come out on the 1st of every month (creature of habit) so I know exactly what I have to spend during the month. I have recently acquired a AMEX Platinum Cashback CC and was wondering whether it is possible to change the day my payment is due?

Is it just a simple case of picking up the phone and arranging it?

Thanks in advance

Comments

  • UsetheFORCE
    UsetheFORCE Posts: 688 Forumite
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    Most companies allow you to change your payment date, some don't or you can only select a certain few dates each month.

    I would suggest you ring them to ascertain whether they do or not, as easy as that!
    I have numerous qualifications in Business and Finance, Accountancy, Health and Safety and am now studying Law.

    Don't rely on anything I write as it may be wrong!!!
  • kloana
    kloana Posts: 431 Forumite
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    Hi all,

    I usually have my bills come out on the 1st of every month (creature of habit) so I know exactly what I have to spend during the month. I have recently acquired a AMEX Platinum Cashback CC and was wondering whether it is possible to change the day my payment is due?

    Is it just a simple case of picking up the phone and arranging it?

    Thanks in advance

    Totally possible, and yes, just ring them.
  • chattychappy
    chattychappy Posts: 7,302 Forumite
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    MBNA certainly used to.

    If you use DD, do doublecheck that you don't somehow miss a payment during the transition.
  • Mozette
    Mozette Posts: 2,247 Forumite
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    You can generally change the statement date, but not the payment date. Phone them and discuss what date would best suit you.
  • dalesrider
    dalesrider Posts: 3,447 Forumite
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    You can change the payment date. But on a credit card it's not going to be the 1st of every month.
    Simply by the way they work and the fact that not every month has the same number of day.
    Never ASSUME anything its makes a
    >>> A55 of U & ME <<<
  • dzug1
    dzug1 Posts: 13,535 Forumite
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    Mozette wrote: »
    You can generally change the statement date, but not the payment date. Phone them and discuss what date would best suit you.


    Changing the statement date will automatically change the payment date to n days from the new statement date.

    My experience of it is that CC companies are generally happy to change, but sometimes only to a band of dates (eg between 4th and 9th), not a specific one
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
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    dzug1 wrote: »
    My experience of it is that CC companies are generally happy to change, but sometimes only to a band of dates (eg between 4th and 9th), not a specific one
    And some will only change it once...period. And others will charge you £10 for the privilege of changing it.
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