📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

On the verge of taking British Gas to court

2»

Comments

  • Pineapple88
    Pineapple88 Posts: 131 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    edited 18 May 2013 at 11:42PM
    How much contact have you had with BG over the last 8 years? It does seem like a long time for the issue to go on, but over that time you must have still been making payments, giving regular meter readings to ensure the balance is correct, and receiving bills. As a result you would have been aware of what the balance is and each time you spoke to BG or each time they tried to review your payments you must have discussed the issue with them? They may argue that this is enough for them have taken proactive action to tackle the debt.

    How has the debt accrued? How much is for usage and how much is letters/admin charges? How much have you been paying for usage (ie excluding debt) each month? I don't think you will get very far in court if your only arguement is that the debt is BG'a fault and they should have stopped it accruing because they knew you were on benefits. How do you suggest that they should have stopped you getting into debt? If it is simply a case of using more than you can afford then this is not BG's fault and not something that they can change (although it is arguable that an adivser should have suggested fuel direct to you).

    If you could post some more info with facts and figures we may be able to advise better. How much is the debt? How much are you paying towards it? How much is you usage? What offers have you made to BG? What payment plans have they offered over the last 8 years?

    EDIT: Fuel direct would probably be the cheapest options, but it you still want a prepayment meter, could you ask them to shift the debt to the electricty account if this is also with BG and then have a ppm installed for electricity?
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    I have to agree all suppliers have had the IGT issue, what you have to take into account is their are several IGTS and for you to have a pre-pay their has to be supplier contracts in place for emergency support etc of it.

    They are coming, but been honest you would be laughed at for those reasons at court. Remember it takes 2 to build a debt
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • socrates
    socrates Posts: 2,889 Forumite
    I had along standing problem with BG being passed around from pillar to post - for 18 months

    I emailed the CEO

    A day later I got a response that another lady would be contacting me within 48 hours

    48 hours later she did so

    48 hours after that my case was resolved

    I am using the CEO route more and more often now

    In fact my next one is due to be Tesco !!
  • Chronic you havent answered my question

    What exactly are you taking bg to court for.....
    Proud to be a member of the Anti Enforcement Hobbyist Gang.:D:T
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    making him use power and not pay bg = big bill
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • Really onto a winner then lol....
    Proud to be a member of the Anti Enforcement Hobbyist Gang.:D:T
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.