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Reclaiming CC charges?
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zenshi
Posts: 1,133 Forumite
Getting desperate now 
I have had my cards for years and obviously now the accounts are all cancelled due to my reduced payments, so I have nothing to lose by trying to claim any charges back. I've read a little but not much
Is there any kind of template letter floating around? Is it worth me trying?
I have had my cards for years and obviously now the accounts are all cancelled due to my reduced payments, so I have nothing to lose by trying to claim any charges back. I've read a little but not much
Is there any kind of template letter floating around? Is it worth me trying?
LBM.....sometime in 2013 £27,056. 10 creditors
June 20.....£7,587.....3 creditors left 72% paid
£26,200 on interest only part of mortgage (July 16)...will chip away £17,103
£49,200 repayment mortgage ( July 16) £37,764
June 20.....£7,587.....3 creditors left 72% paid
£26,200 on interest only part of mortgage (July 16)...will chip away £17,103
£49,200 repayment mortgage ( July 16) £37,764
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Comments
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Hello Zenshi
It may be helpful to look at this thread instead as I am sure people have posted lots of advice - The Reclaim Bank & Credit Card Charges Board
http://forums.moneysavingexpert.com/forumdisplay.php?f=102
Wisdom comes from experience. Experience is often a result of lack of wisdom.0 -
There's so many pages :eek:
As I have no idea what charges I may have had etc etc, can I just write a standard letter? I read somewhere that there's a £10 fee for getting a list of charges from the relevant companiesLBM.....sometime in 2013 £27,056. 10 creditors
June 20.....£7,587.....3 creditors left 72% paid
£26,200 on interest only part of mortgage (July 16)...will chip away £17,103
£49,200 repayment mortgage ( July 16) £37,7640 -
Is that the subject access request letter for a fee of £10 where they have to provide all the data held on you, I am presuming they would have to send statements to you as part of that.
Have you checked out this thread as it seems to be the help thread and where to get started
https://forums.moneysavingexpert.com/discussion/400981
Wisdom comes from experience. Experience is often a result of lack of wisdom.0 -
I guess that's what I mean
Ill have a read of that thread after, thanks LBM.....sometime in 2013 £27,056. 10 creditors
June 20.....£7,587.....3 creditors left 72% paid
£26,200 on interest only part of mortgage (July 16)...will chip away £17,103
£49,200 repayment mortgage ( July 16) £37,7640 -
These threads are from 2006, can you still make a claim for a credit card that you paid charges on? i paid mine off last January? worth the time to look into this or a waste of time?Virtual sealed pot 2019 member #6 :j
£0.00/£200
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