difference of opinion about an area

before_hollywood

quite a funny sitauation as it stands, have been looking at ftb houses in my town, and my dad has decided to help me look, trouble is his choice of area is lousy and when i say i don't like it he doesn't seem to listen. he asks where a house is and i say its on ********* estate, and he says 'that would be ideal for you if you could afford it, and i keep saying i don't want to live on that estate, if i have told him once i have told him 20 times!

personal favourite was he saw a house on an estate he looked at last year and went to view, was going cheap for what it was, he says it would be ideal for me if my budget would stretch to it, i said no cos he looked at one on the same street and didn't even go ahead with the viewing he had arranged (he didn't like where it was) but suddenly because its me its good enough?

how do i get my dad to listen? he's not paying so why doesn't he listen to what i think?

CB1979_2

erm simple answer if you don't want your dad's input don't take your dad's cash

before_hollywood

he isn't giving me any, i have to fund any purchase in full myself, he would pay if he could but he can't

phlash

before_hollywood wrote: »

he isn't giving me any, i have to fund any purchase in full myself, he would pay if he could but he can't

This might be better posted on a "how to communicate effectively" board. lol.

In all seriousness, if you are entirely financing your property, then you choose.

Why do you need your Dad's advice on what area to buy in? Reassurance?

On a side note. Why are you deciding to buy?

CB1979_2

before_hollywood wrote: »

he isn't giving me any, i have to fund any purchase in full myself, he would pay if he could but he can't

ah I'm sure you did a bit of crafty editting there! lol

anyway, if he isn't funding then you don't need any input on where, i appreciate the need for reassurance as phlash says to say "it's solid, etc" but would I let anyone have an input where I WANTED to live, er NOPE.

before_hollywood

its been a case of i have never bought before and if i go it alone, i could buy something awful. i need to buy at some stage cos i am 25 but feel a bit pushed into it sometimes tbh. it would be a case of one of us is looking in the paper and heres an example:
''1 house on a street, 2 bed terraced located on ******* estate, requires modernisation £80k''

my dad would see that and think ideal for me, i will explain for the 1000000th time that i don't want to live on ******** estate for the reasons i have already been through with him, and then next time the paper comes out it is same routine again.

before_hollywood

CB1979 wrote: »

ah I'm sure you did a bit of crafty editting there! lol

anyway, if he isn't funding then you don't need any input on where, i appreciate the need for reassurance as phlash says to say "it's solid, etc" but would I let anyone have an input where I WANTED to live, er NOPE.

a tiny bit yeah, just making sure my point was clear. trouble is i live at home and buying a house is a big thing to do, and if i am going to live somewhere then if i don't meet someone or earn massive sums more than i do now, it'll be where i stay till its paid off. trouble is it seems like what he would turn his nose up at is perfectly good enough for me.

phlash

before_hollywood wrote: »

its been a case of i have never bought before and if i go it alone, i could buy something awful. i need to buy at some stage cos i am 25 but feel a bit pushed into it sometimes tbh. it would be a case of one of us is looking in the paper and heres an example:
''1 house on a street, 2 bed terraced located on ******* estate, requires modernisation £80k''

my dad would see that and think ideal for me, i will explain for the 1000000th time that i don't want to live on ******** estate for the reasons i have already been through with him, and then next time the paper comes out it is same routine again.

Never feel pushed into anything. It's a MASSIVE financial desicion.

I'm a FTB, now everyone knows, but having done my research into the economy and housing market, there is no way I'm buying at the moment. Look at the Interest rates thread for one reason why not.

http://forums.moneysavingexpert.com/showthread.html?t=459573

before_hollywood

the 'affordability' issue gets me, unless you get full term fixed rate at these rates (whats that i see- a flying pig?) then rates are going to shoot up (inevitable) and everyone is going to be in a mess.

CB1979_2

yes but he may see it as if that's all you can AFFORD, no matter if you want to live in a nice area for the next 25 years, if it's out of your reach, it's out of your reach!

if you're going it alone, all I'd want from my old man was to help me notice any defects with the property, boiler, heating, electrics, windows, etc etc that I may not look at due to lack of experience.

and my parents would never dream of living where I bought my place, different needs and all that, so it's not surprising he would turn up his nose for him.

@ phlash it really wasn't that tricky to work out you're a potential FTB

sortofok

You are obvously a sensible young person (woman?)

Continue doing your research, don't feel pressurised into doing something you may later regret and good luck.

p.s. I'm sure the old man is only trying to help.