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Alliance and Leicester savings 12% p.a.

Is this a good deal? - if you already have the money does it make more sense to put it in a lower-paying account all at once? (and then transfer it monthly to the A&L account, if that is possible). It's 'one year term' - does that mean the account has to be closed at the end of the year?

Comments

  • CLAPTON
    CLAPTON Posts: 41,865 Forumite
    10,000 Posts Combo Breaker
    yes its a good deal if you are eligible and yes if you have a lump sum, you need put it in the best flexible saving a/c you can find and then drip feed it into the regular saver.
    and yes at the end of the year they close the a/c.
    So you dont really get such a great pay off .. you get about 156 after tax.

    If you haven't used your ISA limit this year you should consider whether using that gives you a better return especially as you can keep the ISA going next year as well
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