Travel Insurance over 31 days on packaged account

socrates

I have had a little look around and none of the Banks with Packaged Accounts have Worldwide Travel Insurance for trips over 31 days (so far that is)

Does anyone if any of the banks offer this?

Goldiegirl

I have a Marks and Spencer credit card, and I'm in their Premium Club - that has packaged travel insurance of up to 45 days per trip

M & S do current accounts now with the premium club benefits, so might be worth investigating

platterfish

Nationwide offer 'Extended cover for a trip lasting longer than 31 days' the cost being variable depending on the length of your trip. May be worth calling them to establish the difference in price.

jonesMUFCforever

Quite a lot will do - those that don't may increase the number of days covered for an extra premium.
Do your homework - might it be cheaper to buy a stand alone policy?

socrates

Goldiegirl wrote: »

I have a Marks and Spencer credit card, and I'm in their Premium Club - that has packaged travel insurance of up to 45 days per trip

M & S do current accounts now with the premium club benefits, so might be worth investigating

Interesting - because even though it is £20 a month

You can apply for the Regular Saver so thats £96 interest - £10 for your birthday - £40 vouchers to spend in store

There are other bits and pieces but of little value to me personally

So in essence it costs £7.83 a month or £94 for the year

Worth considering for sure - plus I suppose you could also get £100 gift card and 20% off for a year for switching an account (not necessarily my main account

If it had Mobile Phone Insurance I would be all over it

socrates

jonesMUFCforever wrote: »

Quite a lot will do - those that don't may increase the number of days covered for an extra premium.
Do your homework - might it be cheaper to buy a stand alone policy?

I already have a stand alone policy with Amex BUT to get cover for an individual item like a laptop for £500 (standard is £300) is expensive

I was hoping to get a packaged account that would cover me for everything including some phone insurance

Still looking around I have 5 weeks to decide

socrates

platterfish wrote: »

Nationwide offer 'Extended cover for a trip lasting longer than 31 days' the cost being variable depending on the length of your trip. May be worth calling them to establish the difference in price.

Will contact them tomorrow - can get 3% interest on £2500 - so maybe around £70 interest - £120 charge for the account - and say a one off charge of £20 (a guess) for extended holiday. So £70 for the year - £5.83 a month

However I would get mobile phone insurance and extended 12 month warranty for most appliances - breakdown cover is of no use to me - even though it is there

So again depending on the one off charge - could be good

jonesMUFCforever

socrates wrote: »

I already have a stand alone policy with Amex BUT to get cover for an individual item like a laptop for £500 (standard is £300) is expensive

I was hoping to get a packaged account that would cover me for everything including some phone insurance

Still looking around I have 5 weeks to decide

What about home insurance for things outside of the house sometimes called personal possessions cover?

socrates

jonesMUFCforever wrote: »

What about home insurance for things outside of the house sometimes called personal possessions cover?

Not relevant to my situation but thanks for pointing out anyway

opinions4u

socrates wrote: »

Will contact them tomorrow - can get 3% interest on £2500 - so maybe around £70 interest - £120 charge for the account - and say a one off charge of £20 (a guess) for extended holiday. So £70 for the year - £5.83 a month

However I would get mobile phone insurance and extended 12 month warranty for most appliances - breakdown cover is of no use to me - even though it is there

So again depending on the one off charge - could be good

The £96 on the monthly saver should be disregarded.

You could get exactly the same return elsewhere.

socrates

opinions4u wrote: »

The £96 on the monthly saver should be disregarded.

You could get exactly the same return elsewhere.

Well I already have FD, HSBC and N&P - so those bases are already covered

Regardless I do not think M&S is my first choice Nationwide looks good if the upgrade is a reasonable price