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What are my options (if any)?
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fluid cards are issued by MBNA. It belongs to Bank of America and is one of the biggest credit card providers. Most of its cards are under other names, eg Virgin. Mostly harmless, I'd say - not a company people seem to complain about all the time.Has anyone ever had any dealings with fluid? or have one of their cards? Ive never heard of them before.
There are lots of 0% BT deals out there. They vary by how long they run and what the transfer fee is. The best deals are the 2-year deals and the low-fee deals, but they tend to be aimed at the upper end of the market. Less ambitious cards should be easier to get.
They'll hit you with a fee of about £180. Find out whether this becomes part of your first minimum payment and whether they charge interest on it."It will take, five, 10, 15 years to get back to where we need to be. But it's no longer the individual banks that are in the wrong, it's the banking industry as a whole." - Steven Cooper, head of personal and business banking at Barclays, talking to Martin Lewis0
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