What is your credit limit (especially for under-22s!)

Icey370

iAMaLONDONER wrote: »

That makes more sense

What bank gives jobs a 17???

It was M&S where I got it

Rosemary7391

£650, I'm 21 now and had that since I was 19. I don't need more because I don't have the money anyway!

iAMaLONDONER

Icey370 wrote: »

It was M&S where I got it

Lool

Well I guess I should try and get a job at AMEX ?!

rachhh

£500 CC, £1600 free overdraft which is free for another 2 years after I graduate

Penny-Pincher!!

DD is 18 and has a £300 limit. Just about to start looking at student accounts with her, so assume some come with CC's and overdrafts?

iAMaLONDONER

Penny-Pincher!! wrote: »

DD is 18 and has a £300 limit. Just about to start looking at student accounts with her, so assume some come with CC's and overdrafts?

All the student account have ODs

ANd credit cards too but some are more strict than others

I went into branch to get some documents certified to open a saving account in october and I was signed up for a student CC (at Lloyds)- the irony!:p

Penny-Pincher!!

iAMaLONDONER wrote: »

All the student account have ODs

ANd credit cards too but some are more strict than others

I went into branch to get some documents certified to open a saving account in october and I was signed up for a student CC (at Lloyds)- the irony!:p

She has a TSB LLoyds basic account with debit card. Can I be cheeky and ask if their student account is any good? She doesn't have any DD's yet as she has a giffgaff PAYG card thing and she has her credit card set up to pay minimim payment, then she can top up if she's used it. IYKWIM.

Can she only have 1 student account for her loan/grant etc? We will be moving money over for her monthly as will other family members.

She is baffled by it all and has asked me to help which I don't mind, but don't know much about student accounts other than they offer interest free OD's which may come in handy, but she is good with her money.

Also, her 1st rent payment is due the end Aug/begin Sept, so I highly doubt her loan etc will be there by then, so we'll sub her.

She needs a student account ASAP as student loans need to know where to pay the money into? All help appreciated.

Thanks

PP
xx

iAMaLONDONER

Penny-Pincher!! wrote: »

She has a TSB LLoyds basic account with debit card. Can I be cheeky and ask if their student account is any good? She doesn't have any DD's yet as she has a giffgaff PAYG card thing and she has her credit card set up to pay minimim payment, then she can top up if she's used it. IYKWIM.

Can she only have 1 student account for her loan/grant etc? We will be moving money over for her monthly as will other family members.

She is baffled by it all and has asked me to help which I don't mind, but don't know much about student accounts other than they offer interest free OD's which may come in handy, but she is good with her money.

Also, her 1st rent payment is due the end Aug/begin Sept, so I highly doubt her loan etc will be there by then, so we'll sub her.

She needs a student account ASAP as student loans need to know where to pay the money into? All help appreciated.

Thanks

PP
xx

My personal experience has been good with Lloyds (so far!)

I opened my under 19 account with them in April 2012, then I opened student account in August and they gave me a 500 overdraft immediately.I then I got a CC from them in October as I mentioned earlier.

They raised my OD to 1000 pounds last month- no questions asked!

I'll be raising it to 1500 next month.

I guess you could try HSBC or Halifax to get 'up to' 3000 OD but I hear it can be hard to get the top rate!

TheEffect

£1000 Flybe 25%'ish
£800 CapitalOne 19%'ish

I'm 22.

iAMaLONDONER

TheEffect wrote: »

£1000 Flybe 25%'ish
£800 CapitalOne 19%'ish

I'm 22.

Decent- what's flybe? I haven't heard of them