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Joint policyholder = financially linked?

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Hi,
Am in the process of renewing my home insurance and was about to add my partner as a joint policyholder. Would this mean we were financially linked? He has a bad credit history :o
Thanks

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  • InsideInsurance
    InsideInsurance Posts: 22,460 Forumite
    10,000 Posts Combo Breaker
    No insurer that I know of reports to credit reference agencies in such a way that would create a link on them even if you pay by installments.

    There is a chance that if you go via a broker that uses a 3rd party credit provider that they might report to a CRA but only the policyholder is liable for payments and so it is unlikely that you would be shown as linked
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