Tues 7th May - What small DFW things will you do today?

josiebabie

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free. :T

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending. :money:

So be proud of those small steps, they really are important.

Morning peeps!

I was up early this morning but had to shower/wash hair so no time to start us off.

This is me today:
- Check banking
- Email ex and remind about maintenence AGAIN
- Check track-a-matter for conveyancing updates
- Phone college beauty salon for eyebrow appointment
- NSD unless the above happens today
- DD and me both have packed lunches
- Breakfast was porridge pot made with less than normal
- Phone to book injection, MSE as I can't afford another child yet!! :rotfl:
- Dinner will be from stores, I've spent FAR too much money on food this weekend :eek:
- 1 x load of washing on quick wash as not "dirty" as such
- Used bargainous mascara this morning and am very pleased with it! Will email the company that make it and express my happiness with their product.
- Definitely sparkle!

Jx

determined_new_ms

Morning joise thanks for starting us off. My dd was laying on me while I was reading the thread yesterday and she was really impressed at the figures in your sig

1st day of second week off :T (am secretly hoping my crb doesn't come through for another week so I have an extended holiday but come though in time for me to start the following week )

Things for today:

* check cc, somehow I have miscalculated my figures and am about £40 out. Not sure where it is but must find it today!
* check banking
* finish off updating spreadsheet & update sig
* check onepoll
* 2nd coat of emulsion in spare room
* Mrs flylady
* all meals from stores - today chicken & mushroom risotto (sans wine unfortunately) using a chicken breast left over from bbq yesterday. Will chop up and freeze the other one
* go for a run later on
* going with dd later to get the keys to her flat
* will check tyre pressure while driving to collect dd

ok think that's it for now x

Bobarella

Hello

After a very spendy day yesterday due to a family day out, its back on the strict MS ways today. We are meeting another Mum at her house for a playdate so no cost there. Have tonights meal planned. Petrol etc, in fact it might be that rarest of creatures a NSD! Yippee.

Good luck today all, looks like another hot one too, I got burnt yesterday so sun cream on if you are heading out.

Bob

ziggy2407

Good Morning my lovelies

josie - Thanks for starting us off this morning

Looks like another nice day again here, had a great day out yesterday with OH and LO so today back to the land of MSE. Todays little listy:

Check Banks - Done
Check swapits - Done
Check www.freepostcodelottery.com - Done
Packed lunch for OH & LO - Done
Work (10.30-1.30) - Done
General Tidy up - Done
Washing & line dried - Done
Ironing -
Research new seal for washing machine - Done
Hairdresser @ home (cheaper than salon) - Done
Surveys -
Catch up on emails -
Enter a few comps -
Read - Reading another book from stash
Meals from stores - Done
Update Food tracker - in progress

Have a great day, love to you all.

C xx

carrielovesfanta

Morning all

Thanks to josie for starting the thread off. What make is your bargain mascara? I've been using the Benefit "They're Real" which is good but pricey. (Not too bad though as I don't wear make up very often)

DNMS and ziggy - you are always so productive *jealous*

Bob - I had a spendy weekend too, but onwards and upwards!

Hope everyone had a lovely bank holiday. I spent a lovely weekend with my friend, eating bbq food. Nom nom. This week I'm off though, but it's a pottering round the house week off so I'm looking forward to it

Today's plan:

Check online banking

Start new demijohn of dandelion wine (have already pulled all the petals off the dandelion heads I picked yesterday.

Make some butternut squash soup

Attend to car insurance renewal. Renewal quote actually very good :eek:

Tend to veggies. Sow more tomato seeds and hope it's not too late. None of the original lot seem to have germinated

Look online for 5 count rug canvas to start new project

Continue to crochet dark part of snowflake afghan

Probably add more as the day goes on. Maybe have a shower first!

Have a good one guys

Candy0107

Morning Gang

Thanks to Josie for starting the thread
Determind – I am a teeny bit jealous of your break

Another study day for me so I thought I’d log on while eating breakfast.

On today’s agenda
• Meals from stores
• Checked online banking – no change
• Need to check postcode and birthday lotteries
• Study, study, study
• Hope that my new phone arrives…..if not, get hubby to chase it up as it has come from his account
• Washing on low temp, using less than the recommended washing powder and hang outside

That’s my lot today – not much but it all helps

Candy xxx

Karb

Hi all. Did a 27 mile walk yesterday and my feet feel like they are on fire now. Taking some time back that I'm owed from work so trying to have a leisurely day.

Today I have/will
Checked online banking - all ok
Spoil myself with a leisurely long soak in the bath
Use free toiletries in the bath
Got meat out of the freezer for tea
Stripped the beds. 1st load is drying on the line, 2nd load is in the machine
Shop at Aldi and buy only what I need - salad stuffs and milk
Make a salad ready to take to work with me tomorrow
Go to the cheap card shop. 2 nieces and my brother in law have birthdays coming up this month

Have a great day everyone

La_escocesa

Hello there :hello:

Hope you are all fatabuloso – sounds like you are all doing well.

I’m working from home again – saved a day’s bus travel & lots of other hassles

All meals from stores – resisted a pastry from the bakers!!
Got money off OH that he owes me
Used freebies
Entered comp
@ldi shop – especially liking their own brand booze! :beer:
Ate at home rather than meal out
Must check banking and CCs
Taking the dog a good walk at lunchtime in approx 10 mins

xxx

foxgloves

Hi everyone,
Not a bad start to the day & it's nice & sunny here in the Midlands.
So far, I have:
*Done laundry overnight on Economy 7, 30 degr & used stingy eggcup of powder.
*Clothes blowing dry nicely on the line.
*Turned electric propagator off - it's warm enough today not to use any energy on courgette seeds!
*Did rubber pork. It was about £7 from Sainso's, did us both a nice roast dinner yesterday & I've divvied it up to make stroganoff tonight, Madhur Jaffrey's curry recipe for leftover meat tomorrow, 2 packed lunches, plus I've frozen 2 trays of pork slices with gravy, to make another couple of night's of dinners, so I was quite pleased with that.
*Lunch is going to be the result of all the stuff lurking in the fridge in dire need of eating!
*Veggie garden checked & watered. Tomatoes destined for outdoors planted up in big pots ready for hardening off. Pot rings dug out of shed for the greenhouse tomatoes - not bought ones, those pot rings can be stupid money for basically pots with no base - Mr f made me some by bashing the bottoms out of ordinary plastic pots & they work well plus they're on their 5th year.
*Perused Aldi special deals booklet which came through the door this morning.
*Read paperback book I picked up free at an event this weekend. It's called 'Eat well, waste less' by Bish Muir, published by Green Books in association with Love food & hate waste & York & North Yorkshire Waste partnership. A council stall was handing them out free to anyone who wanted one, regardless of whether they lived in Yorkshire (we don't). It's an A-Z of leftover ingredients with ideas & recipes for using them up.
*Did a competition
Think that's it for me today. Have a good day, everyone.
foxgloves x

Candy0107

...I have to have a rant, which will be really negative, but I need to get this out otherwise I will explode !

Just had feedback for an interview I had last week, and what a surprise, its a no !

Basically, they thought I would get bored and leave in a year or so.....and the reason I would want the job is that it is local.

What they don't realise is that because I work 30 miles away from home.....

• I've not been to the gym in too long
• I have no social life
• I am so unhappy at the mo
• I can't continue to commute and go to college
• I am fed up with paying £300 to get to work per month
• I am fed up with spending 15 hours commuting per week

People say to be positive and that the cosmos will provide me the ideal opportunity when I need it, but come on cosmos pull your finger out !

Anyhow, I need to study hard for tomorrow's exam, and hopefully pass it, which means 2 more exams til I am AAT L3 qualified.

Rant over, thanks for listening !

Candy xxx

Bobarella

foxgloves wrote: »

*Read paperback book I picked up free at an event this weekend. It's called 'Eat well, waste less' by Bish Muir, published by Green Books in association with Love food & hate waste & York & North Yorkshire Waste partnership. A council stall was handing them out free to anyone who wanted one, regardless of whether they lived in Yorkshire (we don't). It's an A-Z of leftover ingredients with ideas & recipes for using them up.

That is interesting to read about Foxgloves. I signed up for alerts from that website a while ago, and take pride in not throwing food away. I may look out for that on Amazon. There was a really interesting article in one of the weekend papers, that was actually a pictorial account of how much different families spend on food all around the world. I will try and find a link and post it but it had various families of all sizes standing next to their weekly shopping. Some people spend what we spend a month in a week and I have to say it but their shopping looks very unhealthy, bottle after bottle of coke etc. But it made me think, I wonder how much of it goes straight into the bin? My husband was saying that apparently grapes are the no 1 most wasted item with packets thrown straight into the bin unopened. I class grapes as a luxury so find that a bit obscene myself.