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Problems obtaining credit report

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Comments

  • The_Boss
    The_Boss Posts: 5,863 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    That £2 online access thing is a load of bull. Not only do you get errors when you try to order it, when the code comes through the post it simply does not work. Also the letter says to use the link in the email they sent to access it, only there is no link in the email.

    Never had that problem myself.

    There's always the paper report.
  • [Deleted User]
    [Deleted User] Posts: 7,175 Forumite
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    The_Boss wrote: »
    Never had that problem myself.

    There's always the paper report.

    That's what I wish I just ordered instead.
  • kjglen24
    kjglen24 Posts: 40 Forumite
    The_Boss wrote: »
    Have you tried getting your report from Equifax or Noddle?

    Got Equifax, but someone was saying it protentially shows different data on Experian i.e different creditors I have?

    Noodle failed too..... But I only tried yesterday with them, I will send them ID when they email me asking for it
  • The_Boss
    The_Boss Posts: 5,863 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    kjglen24 wrote: »
    Got Equifax, but someone was saying it protentially shows different data on Experian i.e different creditors I have?

    Noodle failed too..... But I only tried yesterday with them, I will send them ID when they email me asking for it

    Yeah there can be discrepencies in terms of credit searches although all account data should still be reported. I check Experian and Equifax twice a year (£2 report) and Noddle monthly since it is free. Was just asking as wondered if you had the same problem with them and if not was thinking at least it will show you some data in the meantime while you are waiting for Experian to sort their report.
  • Tixy
    Tixy Posts: 31,455 Forumite
    Some credit accounts in good order will appear on one file and not the others but usually defaults seem to appear on all files, assuming all 3 credit reference agencies have the same addresses listed for you.
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
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