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Is home insurance included in the service charge for leasehold flats?

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  • mickael28
    mickael28 Posts: 113 Forumite
    Part of the Furniture 10 Posts
    Dear Freeholder

    Address of flat

    Under section 30a of the Landlord and Tenant Act 1985 as amended by the Landlord and Tenant Act 1987, attached, I am writing to formally request under Sch 3 a written summary of the insurance cover including
    (a)the insured amount or amounts under any relevant policy, and(b)the name of the insurer under any such policy, and(c)the risks in respect of which the dwelling or (as the case may be) the building containing it is insured under any such policy.

    You must supply this within one month of this letter.

    On receipt I will then my right for full copy if the policy under sch2 ,3.

    http://www.legislation.gov.uk/ukpga/1987/31/schedule/3

    PLEASE NOTE THAT FAILURE TO PROVIDE THIS INFORMATION IS A CRIMINAL OFFENCE.


    Good luck

    And knowing how some people don't cooperate even when they should, what can you do after this if for whatever reason you still don't receive the information you're requesting?
  • propertyman
    propertyman Posts: 2,922 Forumite
    In this case you can ask the local authority to prosecute or take a private prosecution out in the magistrates court yourself. Its quite simple -request made and not responded to.

    http://www.justice.gov.uk/courts/procedure-rules/civil/rules
    Stop! Think. Read the small print. Trust nothing and assume that it is your responsibility. That way it rarely goes wrong.
    Actively hunting down the person who invented the imaginary tenure, "share freehold";
    if you can show me one I will produce my daughter's unicorn
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