Shortfall on my endowments - help needed if possible.

dunstonh

That L&G one doesn't look too bad. Is the terminal bonus included in the projections or not? How much is the terminal bonus on plan? How much would replacement life cover cost if you dumped the endomwents?

EdInvestor

Perhaps I could just draw the attention of posters to Manic Panic's earlier thread in which he explained the stress he is under due to being in debt.:(

Having read that, my feeling was that unless there is an absolutely outstanding reason why not, it would be best for Manicpanic to be able to move to a state of certainty about paying off his mortgage as soon as possible, and preferably to be able to reduce the size of the loan as well.

ManicPanic

Did someone say something negative to you Ed?

I appreciate every comment made so far - every single one has helped.

The things I am going to do are look for the letters that show the details I need towards sorting out my endowment and pluck up the courage to visit the doctors - hopefully between these 2 I will get myself back on the road.