Amex application and household income

thesaver79

Hi,

I cohabit with my partner but we don't have joint finances.

When it comes to declaring the household income in the application form for a new card, what should we declare?

Buzby

If the Household income is asked for, that's what you provide.

thesaver79

Buzby wrote: »

If the Household income is asked for, that's what you provide.

I'll rephrase my question. Would the sum of both our incomes count as household income even if we're just cohabiting?

YorkshireBoy

Would the sum of both our incomes count as household income even if we're just cohabiting?

Short answer:

Yes.

Long answer:

You don't need to be married or share a joint bank account to qualify as a "partner".

bengalknights

Just provide household income details regardless of whose it is

Russinating

To add to this, I've applied for numerous Amex cards and the household income field has never been required, so I just leave it blank.

_Andy_

thesaver79 wrote: »

Hi,

I cohabit with my partner but we don't have joint finances.

When it comes to declaring the household income in the application form for a new card, what should we declare?

Here's an idea - ring Amex and ask

thesaver79

_Andy_ wrote: »

Here's an idea - ring Amex and ask

At least the answers on here are going to be useful for people in the future!

_Andy_

thesaver79 wrote: »

At least the answers on here are going to be useful for people in the future!

Not if they're incorrect. Whilst you could have just rung Amex and found out for sure.

samfrom87

Household - when i called they said that it was only "partners" so if just flat mates (like when i was a student) the individual income.