📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

PPP question

I was free from Bankrupcy in 2007 , i have been pestered by the PPP phone calls and I explained I went Bankrupt and the man said because I am not Bankrupt now they can make claims for me .

Is this correct ?

Comments

  • alastairq
    alastairq Posts: 5,030 Forumite
    If a PPI claim refers to an account opened subsequent to BR discharge, then by all means, have a go.

    If, however, the PPI claims refer to pre-BR accounts, then they are not yours to claim [that invested with the OR]

    By all means, authorise the company to claim on 'your' behalf....but be aware, financial institutions will have been aware of your BR...may well forward any compensation direct to the OR...and you will still be liable for any fees the PPI claims company decide to impose.

    The OR may well claim the full amount of compensation.
    No, I don't think all other drivers are idiots......but some are determined to change my mind.......
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Discharge from bankruptcy does not prevent a PPI claim for account from before you BR vesting with your OR/trustee.

    See: https://forums.moneysavingexpert.com/discussion/3766585

    If a company is claiming otherwise, they are telling you porkies.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.6K Banking & Borrowing
  • 253K Reduce Debt & Boost Income
  • 453.4K Spending & Discounts
  • 243.6K Work, Benefits & Business
  • 598.3K Mortgages, Homes & Bills
  • 176.7K Life & Family
  • 256.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.