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19.5.07 what small dfw thing will you do/have you done today?

hypno06
Posts: 32,296 Forumite

Hello lovely DFWers!!
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.
Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important:
Today I will:
- not increase my debt in any way
- check online banking
- load all my mystery shopping assignments online
- not spend any more than necessary at the ski race today
- have an ebay buyer collect and pay for an item. Will put the cash away not in my purse!
Have a good day today - I will be offline most of the day but will be back tonight to see how you are all getting on!
x
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.
Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important:
Today I will:
- not increase my debt in any way
- check online banking
- load all my mystery shopping assignments online
- not spend any more than necessary at the ski race today
- have an ebay buyer collect and pay for an item. Will put the cash away not in my purse!
Have a good day today - I will be offline most of the day but will be back tonight to see how you are all getting on!
x
Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
Life begins at the end of your comfort zone (Neale Donald Walsch)
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Comments
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have a good day hypno
today i am off to ikea as dd2 needs a chest of drawers, but i am not spending more than i have to just cos its cheap!!
i am not going to buy an expensive lunch
and another store cupboard dinner day0 -
Hi hypno and scaredy cat
Today I am going to
- Take a packed lunch to work
- Have a nsd
- Do a menu plan for the next two weeks
pf0 -
Have bunged a chilli in slow cooker. In the past would have used mince & kidneys - now is so padded out with onions & peppers & baked beans the slow cooker is doing a Scotty impression (she cannae take any more Captain
).
Also bought some salmon trimmings last night so have attempted to take flesh off to make fishcakes........:eek: won't be doing that again in a hurry....... is only me who eats them anyway.
DD & DS forgot to tell me ex away for 2 weks so will be with me for dinner every night....... hence the chilli. Old Style Board for 2 weeks menu plan coming up methinks........
So far:
Sun Gammon Shank
Mon - lat meal at dad's
Tues - chilli
Weds - I'm away, they can starve
Thurs - ditto
Fri - lasagne
Sat - minted lamb chops
Sun - roast chicken
Mon - shephers pie / moussaka without the aubergines creation
Tues - chicken stir fry? sweet & sour??? or similar
Weds - barbecued sausages or sausages, onion gravy & yorkies (mmm, that one I think)
Thurs - exciting yet to be created pilaff dish with 'freezer surprise' meat
Fri - HM beefburgers & oven chips
Sat -
Sun - Gammon shank
Mon -
Not too many gaps.... need to amke shopping list.
Will be doing a mystery shop later, also registering my Boots Healthclub voucher so 1/2 price slimfast smoothies for brekkie. I WILL NOT BUY MAKEUP. I WILL NOT BY BEAUTY PRODUCTS (UNLESS THE MIRACLE CREAM IS BACK IN).
Monitoring my 1 sale on ebay & also 1 bid I have (not naughty - found the same sandals I've been wearing for the last 2 yrs, I know they'll fit & are comfy & smart & I love them to bits. Cheaper than soling & heeling present ones. They WILL be mine!!!!!)
Have a good day all!Debt 17 12 06 - £7700.:eek: 1st Feb 07 £6903, getting there1st March 07 £6666 (yikes!) 1st April 07 £6329 17.8% 1st May £6085.48 21%, 1st June £5522.13 28.3%, 1st July £5194.46, 32.54%, 1st Aug £4700, 39%, 1st Sept £4411, 42.7% :j :j:j
Dreaming of Another Country Club Number 12!!!!!0 -
as well as the cafc challange I shall post on this every day as well!
Today its the ds swimming lesson. Shall take my own drinks & snacks for afterwards.
Using storecupboard/freezer. Just need milk for the kids & some bananas.
DS has a party this afternoon. Already have a pressie in the back of the cupboard for the little boy.
Lisa0 -
I'm going to do my piggy clicks and resurect my spending diary as I've fallen off the dfw wagon recently and want to climb back on!The best things in life aren't things.0
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Today i will:
* Not get into debt
* List more items on ebay
* Sort out my weekly budget
* Sort which bills need to be paid in time for next week
* Wrap ebay parcels
* Not buy lunch in town, wait until i get home and have yummy lasagne and salad instead0 -
Good morning everyone. Today I will/have
- checked online banking and updated spreadseet
- go shopping with a list and stick to it
- piggy comps and clicks
- not increase my debt in any way
Hope you all have a good day x0 -
morning all
today I will
*have a nsd until I go out tonight (oops just realised might have to get milk, mine is best before today)
*paint the kitchen myself, saves on cost of getting someone else to do it
*storecupboard meals
*hang washing out to dry0 -
Morning folks
Today I:
* will wait in for the plumber to install new shower - wooo hooo!
* have checked online banking
* have lots to do in the flat and won't be going out spending today
* will do a meal plan for the week
* will stick WM on at 30 degrees (but not good enough weather for drying on the line!)
* will write a list for a few bits that I am going to get when in town tomorrow
:heartpuls CG :heartpulsEver wonder about those people who spend £2 apiece on those little bottles of Evian water? Try spelling Evian backward.0 -
Hi all,
Went to Boots: spent £22.34 (but got £13.98 back in points); 3 x Huggies nappies, 1 x Pampers nappies, 1 x rechargeable battery, 1 free Sanctuary body spray (using £5 skincare voucher), 2 x 12 pk diarea tablets (free with voucher), 4 x Boots basic mouthwash and 2 x Boots smile mouthwash. Hoping the nappies plus the 3 packs I brought recently will last our son until the end of next month. Even better if he would come out of them...
Tesco: monthly shop £28.91 (DH paid £30), saved £15 using coupons
Got 11 points added at Tesco customer services from a couple of old receipts from last week.
Got 1x innocent smoothie booklet with 1 x 50p off coupon
McDonalds: £1.99 & used free food vouchers got 2 x sausage & egg mcmuffins, 1 x McFlurry, 2 x apple pies, 1 x McChicken sandwich, 1 x Happy meal
Some other food place for DH lunch: £2.25
Woolworths: The Sun paper & powerade drink: £0 - used vouchers and in fact got £0.50 change
Took a swimming band I had from last week so got 20p back.
Found an irn bru bottle so will probably return that to the shops tonight for a 20p refund
Found 7p
That's about it so far for today.Tesco points: 101 (£21.50, £19.50, £7.50, £21 & £5)
Boots points: £0.28
Pigsback points: 715 (4 xBoots£10 & 1 xPizzaHut£10, 2 x £10 clothing vouchers)
Mutual points: 3417 (redeemed 8250)
Rpoints:redeemed 28925 points)Cashbag:£8.91(£20)0
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