Halifax Clarity 17.9

grumbler

cdavies1960 wrote: »

... I make a prepayment just after I've made the withdrawal ..

Prepayment after?
Even if you don't see the transaction, it has already affected your available balance.

Nothing wrong with paying before the due date or even before the statement. It's not a prepayment. What's really wrong is paying before spending, i.e. putting the card in credit.

That said, the daily interest is just 0.033%. There is no point in rushing with payments 'just after' for the sake of a few pence.