We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Opening basic bank account

2»

Comments

  • zx2011
    zx2011 Posts: 309 Forumite
    Part of the Furniture Combo Breaker
    See here for a list for each basic bank account:

    Identity requirements for basic bank accounts
    https://www.moneyadviceservice.org.uk/en/articles/identity-requirements-for-basic-bank-accounts
  • zx2011 wrote: »
    See here for a list for each basic bank account:

    Identity requirements for basic bank accounts
    https://www.moneyadviceservice.org.uk/en/articles/identity-requirements-for-basic-bank-accounts

    Thanks for the link zx2011. It looks like it will be very useful to me :T
  • Snizza
    Snizza Posts: 455 Forumite
    Part of the Furniture 100 Posts Photogenic
    Did you manage to get one LittleMissy?

    I tried a couple years back to open one but I found myself lacking in I.D as well. Ended up having my wages just paid into a relatives account. I applied for Easy Cash also but never heard anything. Then a few weeks or months down the line I got a letter from them with my Bank Number and Login etc. I ignored it though for ages but they constantly sent me out statements. Anyways I recently found the letter again and decided to log into the account and see if it was still active and it was. I thought I would test it too and sent £10 over from the Family members account I use and that went through fine.

    Recently tried to withdraw some money from a betting account to it and that is nowhere to be seen. Also I have never received the Debit card they are supposed to give you when you register for the account! Think I will have to phone them up about it but might look a right c*nt after not using it for all this time.

    P.S. They never got any form of I.D. off me either when opening that account.
  • Hi Snizza,

    No, I've not tried to open one yet......been too busy so just been using sister's account.

    I'm hoping to have the opportunity to go into branch next week; perhaps my first attempt should be to open an Easy Cash account ;)

    I'll update the thread once I've tried :)
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 25 May 2013 at 7:54PM
    OP you can apply online for most basic accounts.

    From your original post if your letter from HMRC is a confirmation of tax code it will be ok - anything else it might not be.

    If you apply online and they cannot verify you electronically they will send you a letter in the post with a request that you visit a branch with ID as per their requirements.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.5K Banking & Borrowing
  • 254.1K Reduce Debt & Boost Income
  • 455K Spending & Discounts
  • 246.6K Work, Benefits & Business
  • 602.9K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.