Santander123 Credit Card - 3% Cashback on Petrol Stations not valid for Supermarkets

Huwster

adindas wrote: »

If I buy annual travel card from transport for London (TFL) costing £1216 will I get 0.03x1216 = £36.48 cashback or just £9.00 on the month I buy the travel card ?

I have seen in MSE website Max cashback/year: £9/mth on petrol/transport here but can not find it on Santander website

Logic would dictate that a one-off payment in any given month is capped at the £300 limit, yielding £9 cashback. You could try calling them to ask, but I'm pretty sure you'll only 9 quid for your annual card. I don't live in London so excuse my ignore, is there any way of paying for it monthly at the same price?

Huwster

P.S. - There is a monthly cap not yearly, in case that wasn't obvious in my previous post. £300 on petrol and travel. No limit for the rest as far as I am aware from the Santander site. You can find a fair bit of info if you google Santander 123 credit card.

redhotpepper

Hi,
I can confirm above observations.I am from Aberdeen as well. I was wondering why I was not getting the expected cashback. Payatpump is classed 3910 and attracts 3%. However, most of the times I have paid at the counter ( Either tesco, asda or morrison) it has not been given petrol station merchant category and I got only 1%. I will in future ask the person at the counter to make sure it is correctly coded.

Money-Saving-King

I cancelled my Santander 123 card because of the £24 a year fee after 1 year.

I at the time got a Creation Cashback card that gave 1.5 % cashback on Supermarkets & all fuel with no annual fee which worked out better for me, and 0.5 % on all other purchases.

For some reason that creation card was never advertised on this site?

barneymcgrew

redhotpepper wrote: »

I will in future ask the person at the counter to make sure it is correctly coded.

The person on the counter will know nothing about merchant category codes and in the unlikely event they do they can't change them anyway.

My local Tesco gives 3% on kiosk purchases. So much so I buy bread and milk etc there instead of the store :-)

If you want the 3% at your local, you will have to pay at the pump.

Maestro.

Money-Saving-King wrote: »

I cancelled my Santander 123 card because of the £24 a year fee after 1 year.

I at the time got a Creation Cashback card that gave 1.5 % cashback on Supermarkets & all fuel with no annual fee which worked out better for me, and 0.5 % on all other purchases.

For some reason that creation card was never advertised on this site?

could you post a link to said creation card out of interest please?

buglawton

A booklet arrives with the Santander 123 card and on the last page is the same info about 3% on all petrol and the merchant codes.

gt94sss2

Maestro. wrote: »

could you post a link to said creation card out of interest please?

I haven't used the card but this is the link

Regards
Sunil

buglawton

A 123 Santander credit card arrived totally unexpected and unsolicited. Has this happened to anyone else?