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Inheriting my fathers house that has equity loan on it

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  • margaretclare
    margaretclare Posts: 10,789 Forumite
    The OP used the phrase 'equity release loan', which I took to mean a 'lifetime mortgage' similar to the one we have. In this case, it's like any other mortgage except that it's not required to be paid off in the lifetime of the person(s) who owe the mortgage. It can, however, be paid off at any time and certainly when ownership passes by inheritance from one person to another.

    This is very different from another type of equity release, which was discussed recently on the Loans board, called 'home reversion'.
    [FONT=Times New Roman, serif]Æ[/FONT]r ic wisdom funde, [FONT=Times New Roman, serif]æ[/FONT]r wear[FONT=Times New Roman, serif]ð[/FONT] ic eald.
    Before I found wisdom, I became old.
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