Approved then declined for Card

superstud · 23 April 2013 at 9:00PM

Hi would like some thoughts as i'm astounded.. here goes

I applied for a card and had a letter saying they needed proof of address and id. I provided passport and bill as proof.

When I called they said 'you where accepted automatically by the system' but when we did more checks we re scored you and you didn't meet our criteria.

How can a company accept me, then decline me??

I provided everything they asked for in order to receive my card so what gives?

My credit report shows nothing out of the ordinary/
Any Ideas guys?

Thanks

chanz4 · 23 April 2013 at 9:05PM

sounds like barclaycard ?

superstud · 23 April 2013 at 9:13PM

surely its strange wouldn't you say... Not barlcays

[Deleted User] · 23 April 2013 at 9:22PM

All I can say is that it happens. You weren't actually accepted, you were referred, hence the request for further info. For whatever reason, they then declined you.

kinh · 24 April 2013 at 6:59AM

Don't be offended on this occasion you didn't meet their criteria apply again in 6 months

battyboimatt · 24 April 2013 at 9:25AM

Yes, card companies can decline you for what ever reason they like, but like others have said it sounds like Barclays they do have a habbit of doing this.

RichL74 · 24 April 2013 at 10:40AM

Would suggest looking at all of your credit reports, not just one - pay no attention to the score or the rating - but see if any of them has anything on you.