Bump in the car on a private cul de sac

geeka

hello.
my sisters neighbour reversed into a car in a cul de sac the car had quickly pulled into the road dropped a child off but the cul de sac is a private road. i assume he has to pay up. does the issue of it being a cul de sac come into it?

Thanks
Tim

InsideInsurance

Assuming he has valid insurance then there is no difference at all.

If there was a problem with his insurance then it would need to be looked into in more detail to see if his insurers were the RTA insurers or not. That doesnt change his responsibility to pay, just his insurers

geeka

Is there an issue about it being a private road saying the other driver shouldnt be on the road?

ILW

geeka wrote: »

Is there an issue about it being a private road saying the other driver shouldnt be on the road?

No.

Assuming public access to the road is permitted.

InsideInsurance

geeka wrote: »

Is there an issue about it being a private road saying the other driver shouldnt be on the road?

None at all, there is a host of case law of people hitting things that shouldnt be where they are (eg lampposts 3' into the road) and it was not any impact on liability. An object is there to be seen and avoided

sindy1988

Good to know .

sindy1988

Good to know about this,thanks for sharing.

TadleyBaggie

Well done Sindy from New York, two more to your post count...

trailingspouse

One of the first things I learnt when I worked in insurance - just because something shouldn't be there, you don't have a God-given right to hit it. Lots of things end up in the wrong place - cars break down in the outside lane of the motorway, small children run out into roads, trees fall over, and (the specific case that I was faced with) people park on roundabouts (really!).
Whatever it is, it's your fault if you hit it (apart from, if memory serves, unlit skips at night...)