MSE News: Thousands of Santander mortgage holders could get payouts after blunder

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"Santander failed to clearly notify 270,000 Abbey customers it was hiking the cap on their mortgage SVR in December 2008..."
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Thousands of Santander mortgage holders could get payouts after blunder

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Thousands of Santander mortgage holders could get payouts after blunder

Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.
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Simple answer is to shop around for a better deal and keep an eye on your mortgage rate either every say six months if your rate is variable or at the end of any fixed rate deal.
So you've got a good deal overall, congratulations but you then have no justification to say you've been had over for a small proportion of the sum borrowed.
I don't believe I said I'd "been had". 17k may be a "small proportion" to you, but it certainly isn't to me. With interest 22k!
I was asking a question about the Skipton and whether it was likely their actions had been above board. At the time a solicitor was looking into it. Did he have no justification to try and help people?
I was under the impression this website was here to help people save money. I certainly don't need anyone telling me, I "have no justification" to say I've "been had". Clearly you're unhappy about me having a "good deal overall".
I have to say I'm not impressed with you're reply.
Everyone's entitled to their opinion, and I did say congratulations on your overall deal.
In mortgage terms then 17k is fairly small, typical mortgage might be 100k so a low percentage though your situation may be different.
Whilst this is a moneysaving site then that should rely on people being aware of their specific situation, jumping on the claims band wagon is a popular option which, lets face it, ends up being paid for by the wider populace.
Mortgage rates are at all time lows, withconsequent pain for long term frequently elderly savers who have relied on interest to find their retirement. To have someone complain that they have been unfairly treated on what appears to be a small part of their mortgage when they have benefitted form three hundred year lows in interest rates just looks petty.
I'm not sure the solicitor was helping people out of the good of his heart, again promoting the compensation culture that costs everyone money in increased premiums, fees and charges.
Here's a thought, if you've nothing to say to help, don't reply!
I certainly wish I had now ignored you're first response and will not comment further.
Fair enough we'll agree to differ.
Your other issues, with Skipton Building Society, have been covered widely on here and could have been revealed by a simple search.
Such as;-
http://forums.moneysavingexpert.com/showthread.php?t=2326125&highlight=skipton+building+society+standard+variable+rate
http://forums.moneysavingexpert.com/showthread.php?t=2218447&highlight=skipton+building+society+standard+variable+rate
http://forums.moneysavingexpert.com/showthread.php?t=2373275&highlight=skipton+building+society+standard+variable+rate