Lloyds tsb scraping old accounts

Doog_uk

Hi, I have a lloyds tsb budget account that I pay all my house
Bills from it I divide the cost of my bills over 12mths then pay
A weekly debit into the account to cover it. Some months it's in credit some months it's not. It works great for me but lloyds told me with one months notice they are switching it to a classic account
I will incur overdraft fees as at present I pay £2 a mth and have a overdraft of £500 the bank at the moment don't care. Is there a similar account elsewhere as I don't mind switching banks even though I've been there 20 odd years. Any advice would be great

Hominu

So you want a bank account with free overdraft facility?

Nationwide offer 12 months free on their FlexDirect account, but you'll get interest charges from month 13 onwards.

jonesMUFCforever

Doog_uk wrote: »

Hi, I have a lloyds tsb budget account that I pay all my house
Bills from it I divide the cost of my bills over 12mths then pay
A weekly debit into the account to cover it. Some months it's in credit some months it's not. It works great for me but lloyds told me with one months notice they are switching it to a classic account
I will incur overdraft fees as at present I pay £2 a mth and have a overdraft of £500 the bank at the moment don't care. Is there a similar account elsewhere as I don't mind switching banks even though I've been there 20 odd years. Any advice would be great

How many of the bills could you put on a credit card to stop the account going overdrawn to avoid the overdraft usage fee?