Finally got my fees together - soa please take a look

larz7500

Hi everyone - I have finally got my court fees etc together and I am currently completing my forms and ringing the court for a date tomorrow, can you have a look at my SOA please and let me know what you think


Household Information[/b]
Number of adults in household........... 1
Number of children in household......... 1
Number of cars owned.................... 1
Monthly Income Details
Monthly income after tax................ 1000
Partners monthly income after tax....... 0
Benefits................................ 411
Other income............................ 0
Total monthly income.................... 1411
Monthly Expense Details
Mortgage................................ 0
Secured/HP loan repayments.............. 161
Rent.................................... 575
Management charge (leasehold property).. 0
Council tax............................. 79
Electricity............................. 55
Gas..................................... 55
Oil..................................... 0
Water rates............................. 38.5
Telephone (land line)................... 25
Mobile phone............................ 30
TV Licence.............................. 12
Satellite/Cable TV...................... 0
Internet Services....................... 0
Groceries etc. ......................... 200
Clothing................................ 40
Petrol/diesel........................... 150
Road tax................................ 15
Car Insurance........................... 26
Car maintenance (including MOT)......... 10
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 0
Other child related expenses............ 0
Medical (prescriptions, dentist etc).... 0
Pet insurance/vet bills................. 0
Buildings insurance..................... 0
Contents insurance...................... 0
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 10
Haircuts................................ 0
Entertainment........................... 0
Holiday................................. 0
Emergency fund.......................... 0
Total monthly expenses.................. 1491.5

Assets
Cash.................................... 0
House value (Gross)..................... 0
Shares and bonds........................ 0
Car(s).................................. 1000
Other assets............................ 0
Total Assets............................ 1000

Secured & HP Debts
Description....................Debt......Monthly...APR
Mortgage...................... 0........(0)........0
Hire Purchase (HP) debt ...... 900......(161)......0
Total secured & HP debts...... 900.......-.........-
Unsecured Debts
Description....................Debt......Monthly...APR
all debts......................36900.....0.........0
Total unsecured debts..........36900.....0.........-

Monthly Budget Summary
Total monthly income.................... 1,411
Expenses (including HP & secured debts). 1,491.5
Available for debt repayments........... -80.5
Monthly UNsecured debt repayments....... 0
Amount short for making debt repayments. -80.5
Personal Balance Sheet Summary
Total assets (things you own)........... 1,000
Total HP & Secured debt................. -900
Total Unsecured debt.................... -36,900
Net Assets.............................. -36,800

Ok so I have 36000 in debts overall - credit cards, loans, catalogues etc, I still owe 900 on my hp on my car and my car is worth around 1300 and is essential for my job, I get paid 25 pence a mile in petrol allowance

Any advice I would be grateful
x

mattannar

Where is the income from the petrol allowance?
If you get an allowance why are you claiming fuel?

Rylynn

You have nothing for haircuts or entertainment, or household insurance?

larz7500

I am 2 weeks behind in getting fuel so it gets paid into my wages based on a computer calculating the distance I travel from one client to another this might not necessarily cover all travelling if that makes sense and with the cost of fuel - so what and how do u suggest I record it

larz7500

I know I got told these would be disallowed a while back and there is no option to record them on the soa I am filling out on my forms now anyway

larz7500

I don't have household insurance cant afford it

Rylynn

larz7500 wrote: »

I know I got told these would be disallowed a while back and there is no option to record them on the soa I am filling out on my forms now anyway

have the forms changed, as I know I put hair cuts down I had a son who had to have his hair cut.

You should also be allowed an activity once a week for a child, mind you I have no idea how old your child is.

Rylynn

On the petrol I take it part of that must be for personal use, ie shopping etc.

larz7500

Yeah my daughter is 13, at the bottom of the form it just says other so shall I put those figures in there then? I reckon I spend about 35 quid a week on work fuel but this changes weekly if I do a different round and I have to fork out for it and then eventually get it back in my wages, so that figure is for everything including shopping etc

Rylynn

There are some average figures on entertainment and for the life of me I cannot remember what they are, but it is so your daughter can have something to do once a week, be it swimming, cinema, bowling etc. Other may very well have been where I put those figures and broke them down to show each one on its own.

larz7500

I will do that then and hope for the best what about everything else