We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Help... please :0)

I was hoping that someone could give me some advice.

I am currently living with my partner in a jointly owned one bedroom house, we have two daughters (7months and 3years).

Unfortunately my partner and I have decided to split up.

The house will have to be sold as neither of us could take on the mortgage, therefore I will be looking to rent privately with my daughters.

I am unclear on how this would work... would I need to wait until the house is sold before I could move to private rented accommodation and apply for help?

I work part-time (28 hrs) and earn approx £19,000 per annum, both girls are in childcare costing approx £300 per week.

I have been on to the entitledto website and from what that shows I would get a reasonable amount of help... how accurate is this?

I am so confused and absolutely petrified.

Any advice would be really appreciated.

Thanks in advance

L
I am a daughter, a sister and a friend.. but the role that fits me most is "mum"

Comments

  • Scarlett1
    Scarlett1 Posts: 6,887 Forumite
    theres nothing stopping you moving straight into private renting, but if your name is on the mortgage you might not get any help with the rent until after the house is sold and and they see how much equity you gained out of it. You would only need to rent a 2 bedroomed house, but with your salary I doubt you would get much housing benefit at all, and you wouldnt get any council tax credit, but do make sure that you inform tax credits when you become single and you could always claim childcare costs through claiming working tax credits :)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.3K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.