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Is a CREDIT SCORE done?
happyhero
Posts: 1,277 Forumite
in Credit cards
Look at the link below It shows all the credit cards, but there is a column that says is a credit score done and a lot say no. What does this mean? Does it mean they dont do a credit check before they lend to you? That would be fantastic.
http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1102103277,92385,
http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1102103277,92385,
0
Comments
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The table you are refering shows what deals are available to existing customers of those cards. Most credit card companies do not do further credit checks when you change something on the credit card e.g. a further 0% deal.
The only real exception is when you ask for a credit limit increase above what they were prepared to automatically offer you or apply for a different card in their stable (don't take this as a definitive list as their maybe another reason I don't know about
).
Roked0
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