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Cancelling/Reversing 'Account Switch'

tomski1987
Posts: 13 Forumite
Hi all,
I initiated a switch from my current provider to Santander as part of applying for a 123 account. However, Santander have declined my credit card application (which is where I'd be getting the most of my cashback thanks to large spends on petrol each week).
Therefore I'm going to make alot less cashback and am considering whether it is worth me switching accounts and bothering with Santander.
2 questions really, is there a minimum period with the 123 account that you have to keep it open, and secondly is it possible to 'reverse' an account switch (half the DDs have already gone over to Santander - before they even sent me the list!) or would it just be a case of initiating a switch back the other way in a months time if I wanted to do so.
Thanks in advance
I initiated a switch from my current provider to Santander as part of applying for a 123 account. However, Santander have declined my credit card application (which is where I'd be getting the most of my cashback thanks to large spends on petrol each week).
Therefore I'm going to make alot less cashback and am considering whether it is worth me switching accounts and bothering with Santander.
2 questions really, is there a minimum period with the 123 account that you have to keep it open, and secondly is it possible to 'reverse' an account switch (half the DDs have already gone over to Santander - before they even sent me the list!) or would it just be a case of initiating a switch back the other way in a months time if I wanted to do so.
Thanks in advance
0
Comments
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tomski1987 wrote: »is there a minimum period with the 123 account that you have to keep it openwould it just be a case of initiating a switch back the other way in a months time if I wanted to do so.
Actually, I wouldn't use a switching service at all...and with this account you didn't need to...I'd take care of things myself so I was in charge of what had to be where and when.0
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