I've contacted CSSS - I hope they can hekp

Storm

Would you and/or your dadqualify for meals on wheels?

http://www.portsmouth.gov.uk/living/2962.html

(I'm assuming you actually live in Pompey, and aren't an exiled fan!)

Pompeyfan

Storm wrote: »

Would you and/or your dadqualify for meals on wheels?

http://www.portsmouth.gov.uk/living/2962.html

(I'm assuming you actually live in Pompey, and aren't an exiled fan!)

Isle of Wight, but I'll check, cheers

Pompeyfan

Well my CCCS DMP is going through atm, and they've been in contact with my creditors with an offer which I hope they'll accept and have also paid my first month's money to CCCS, but I think my bank might be trying it on.

I'm with LloydTSB where I have a credit card and bank loan, now my understanding is a DMP means all interest and charges are frozen and according to the CCCS figures my debt's aere cleared in 7.9 years but the bank have sent me a loan agreement saying they'll lend me the money to pay off my Cc and loan with them with monthly payments at the DMP offer - but from what I can see this'll then take 10.9 years to clear and involve nearly 5k interest - is this normal or should I tell the bank to get lost with the loan?

Cheers

hypno06

If you have got this far with CCCS, I would stick with it. The only downside I can think of is that your credit rating will be trashed, because you will be defaulting on your original agreements. But I am sure you won't want/need credit in the future, so would not expect this to be a problem to you.

Good luck, and let us know how you get on. There is a very good DMP supporters thread on this board - why not give it a look?