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Thinking about a DRO

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laurlou
laurlou Posts: 38 Forumite
Hello,

I was just wondering if i needed any documenst when applying such as bank statements etc?

Also, can i still apply if on maternity leave...ive been struggling with debt for a while and in a dmp which now on maternity i cant afford any debt and when i return to work probly only have about £40 spare income

Thanks

Laura
£12000 in 2012 Challenge: £0/£12000 (starting March when I get paid)

Comments

  • fatbelly
    fatbelly Posts: 22,912 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    What documents you have to show will depend on the intermediary. I'd want to see proof of income but that's about it
  • derbyco1
    derbyco1 Posts: 40 Forumite
    My wife is in the final stages of her DRO and all they needed to see was proof of income (wage slips or benefit letters), an up to date Experian credit report and copies of statements for the debts you have.
  • laurlou
    laurlou Posts: 38 Forumite
    Thank you, not all my debts show on my experian credit report or have suddenly dissappeared!But still show on equifax and call credit..weird.

    I dont have all my credit agreements anymore as have been on a DMP for a while.

    Would it be advisable that I request all this info from my debtors before I apply, is there a deadline to provide the info?

    Thanks

    Laura
    £12000 in 2012 Challenge: £0/£12000 (starting March when I get paid)
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